Job Description:

This role is responsible for shaping backend architecture, driving cross-team technical strategy across our global engineering workforce, and ensuring the scalability, correctness, and operational excellence of critical location-based platforms, address standardization systems, and high-throughput Web APIs. Operating with broad scope and influence, the Principal Engineer partners closely with engineering leaders, product teams, and enterprise stakeholders across insurance, real estate, and telecommunications domains to align technical outcomes with business priorities.

Additionally, this role will lead greenfield technical initiatives, including the development of Model Context Protocol (MCP) servers to expose core location data capabilities to AI-powered workflows and applications.

Key Responsibilities

Technical Leadership & Architecture

• Own and evolve the architecture of core Location Services, address standardization platforms, and geospatial API capabilities.
• Architect and implement MCP (Model Context Protocol) servers to enable seamless, AI-driven access to backend location data and customer use cases.
• Define standards for consolidating legacy address-standardization implementations into scalable, unified platform architectures.
• Mentor senior and mid-level engineers, strengthening overall technical capability

Platform Ownership & Delivery

• Guide technical initiatives across mixed-language stacks (Python, Java, C, .NET) and distributed cloud environments.
• Partner with product and engineering leaders to balance legacy platform maintenance with greenfield AI development initiatives.

Cross-Team Influence

• Provide technical direction, code quality standards, and architectural guidance across a hybrid engineering structure including global contractor teams (US, Vietnam, India, Mexico).
• Resolve cross-cutting technical dependencies for downstream enterprise consumers across insurance, real estate, telecommunications, and financial verticals.

Job Qualifications:

Required Qualifications

• 10+ years of professional software engineering experience with demonstrated senior or principal-level technical leadership.
• Strong hands-on engineering background with proficiency in one or more core stack languages: Python, Java, C, or .NET.
• Deep experience designing, building, and operating large-scale distributed systems, spatial data models, geospatial queries, and Web APIs.
• Experience building and operating cloud-native services (AWS, GCP, or Azure).
• Proven ability to guide architecture, establish implementation plans, and lead technical execution across distributed teams without direct line management authority.

Preferred Qualifications

• Familiarity with Model Context Protocol (MCP) server development or integrating backend microservices into LLM/AI workflows.
• Domain experience in insurance, real estate, mortgage, telecommunications, aerospace, or Esri-based technology ecosystem.
• Direct experience with address standardization algorithms, location accuracy platforms, or real-time spatial processing pipelines.
• Experience utilizing AI developer tooling (GitHub Copilot, Gemini) and spec-driven development frameworks.

Annual Pay Range:
134,400 - 188,100 USD

Application Window:

This opportunity is expected to remain posted through the date identified below, subject to business needs.

Thrive with Cotality

At Cotality, we offer more than just a job, we provide a benefits experience designed to support your whole self. From a flexible working model to competitive time off and standout health coverage with meaningful perks and growth opportunities, our package is built to help you thrive at work and in life.

Highlights, depending on role classification, include:

• Time off: Generous PTO and 11 paid holidays, plus well-being and volunteer time off.
• Family Support: Up to 16 weeks of fully paid parental leave and a baby stipend.
• Health: Multiple medical plan options with mental health and wellness support offerings.
• Retirement: 401(k) with company match and vesting after one year.
• Financial Perks: $400 annual well-being stipend and tuition assistance up to $5,250.
• Extras: Recognition Rewards, Referral bonuses, exclusive discounts and more!