Capital One Financial Corporation

Principal Risk Specialist | Enterprise Payments

Capital One Financial Corporation$120K — $137K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of financial services risk management experience
  • 2+ years of payments operations or risk management experience
  • 2+ years of experience collaborating with internal business clients
  • Project Management experience preferred (3+ years)
  • Financial services risk management experience preferred (3+ years)
  • Payments operations experience preferred (3+ years)
  • Industry certification (e.g., AAP, APRP) is a plus

Responsibilities

  • Consult on risks to business leaders within the Enterprise Payments Governance Office
  • Build and maintain relationships with Enterprise Payments and stakeholders for collaboration
  • Identify and manage risk issues within Enterprise Payments, coordinating remediation actions
  • Lead process improvements in payments control and governance
  • Support audit activities in the Enterprise Payments area

Benefits

  • Comprehensive health benefits
  • Financial wellness offerings
  • Inclusive work environment
  • Performance-based incentive compensation
  • Opportunities for professional development and learning
Full Job Description
Principal Risk Specialist | Enterprise Payments

Do you like working in the spotlight? Are you ready to work on the front line of a top 10 Bank? Can you build relationships as well as develop and implement innovative solutions?

As a Principal Risk Specialist in the Retail Bank Risk Office at Capital One, you9ll be responsible for working with business partners to identify, assess and mitigate potential risks to Capital One. Principal Risk Specialists at Capital One are the front line of defense to ensure our Company remains stable and profitable. This role will focus on risks and controls impacting one or more of our Payment Governance teams. You'll play a key role in ensuring that millions of customers interact with their money in a well-managed fashion by partnering with Operations, Product, Technology and Business partners to manage the risks associated with payments.

Principal Risk Specialists at Capital One are highly motivated risk management professionals with excellent problem solving, critical thinking, organizational and communication skills. They have a high level of exposure across lines of business and have the opportunity to create and implement innovative solutions to identify and mitigate potential risks to the Company.

Responsibilities:

  • Risk Consulting - Provide advice and guidance to line of business leaders on risks impacting one or more areas within the Enterprise Payments Governance Office

  • Client Management - Develop and leverage key relationships with Enterprise Payments and functional stakeholders to enable collaboration across the enterprise

  • Issues Management - Identify and track issues and events to mitigate risk within Enterprise Payments. Coordinate with applicable business areas to define and implement remediation activities

  • Governance - Enhance payments-related control and governance environment by leading process-level change control efforts to ensure impacts are thoroughly assessed, documented, and implemented, while also establishing ongoing routines to support these improvements.

  • Audit Management - Provide support to Enterprise Payments during audits; support in the delivery of key risk mitigation and remediation activities

We want you if you are:

  • A communicator: You can communicate complex, often technical, ideas clearly. Maybe you9re an introvert, or maybe you9re an extrovert, but nobody around you feels out of the loop.

  • A learner: You have an appetite to learn new processes or new technologies all while exhibiting humbleness when the time comes to ask for help.

  • Team player: You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long-lasting relationships.

Basic Qualifications:

  • At least 2 years of financial services risk management experience

  • At least 2 years of payments operations experience or risk management experience

  • At least 2 years of experience supporting, partnering and interacting with internal business clients

Preferred Qualifications:

  • 3+ years of Project Management experience leading cross functional projects and programs

  • 3+ years of financial services risk management experience

  • 3+ years of payments operations experience or risk management experience

  • Certification within the payments industry (e.g., AAP, APRP)


At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $120,800 - $137,900 for Principal Risk Specialist


Richmond, VA: $109,900 - $125,400 for Principal Risk Specialist










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate9s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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