Wells Fargo

Principal Architect – Enterprise Reconciliation Platform

Wells Fargo$130K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of architecture experience or relevant combination of work, training, and education
  • 5+ years in data architecture and high-volume transaction systems in regulated environments
  • 5+ years designing cloud-native, event-driven architectures with a focus on scalability and security
  • 2+ years integrating AI/ML and GenAI into operational workflows

Responsibilities

  • Own and shape architecture strategy for enterprise reconciliation
  • Advise senior leadership on architectural vision and framework for complex challenges
  • Lead the development of various state architectures for the Reconciliation Utility Product
  • Drive the resolution of cross-domain challenges with scalable, innovative solutions
  • Establish data integration patterns across core banking systems and external data sources
  • Lead rationalization of reconciliation tools for optimized cost and ROI
  • Define and govern key data models and traceability frameworks

Benefits

  • Hybrid work schedule offers flexibility
  • Not eligible for Visa sponsorship
  • Limited travel requirements (up to 5%)
  • No relocation assistance provided
Full Job Description

About this role:

Wells Fargo is seeking a Principal Architect to serve as a senior technical leader driving the vision, strategy, and execution of our Enterprise Reconciliation Platform within COO Technology.

This is a high-impact role at the intersection of business operations, financial controls, and modern engineering, where you will shape the future of how reconciliation is delivered across the enterprise.


As a Principal Architect, you will define and advance the target state architecture for the Reconciliation Utility Product, transforming fragmented, siloed processes into a scalable, unified, and product-driven platform.

You will act as a strategic bridge between Finance, Operations, Risk, and Engineering, ensuring alignment between business outcomes and technical execution while upholding architectural integrity, resiliency, and scalability across a federated ecosystem.

In this role, you will:

  • Own the architecture strategy for enterprise reconciliation, establishing a modern utility model with modular, reusable capabilities
  • Act as a strategic advisor to senior leadership, defining and advancing the architectural vision, framework, and delivery for highly complex business and technical challenges across the enterprise
  • Lead the development of current state, target state, and transition architecture for the Reconciliation Utility Product across business, data, application, and technology domains
  • Drive resolution of complex, cross-domain challenges, delivering long-term, scalable solutions that require innovation, advanced analytical thinking, and enterprise-wide coordination
  • Establish enterprise data and integration patterns, including event-driven and stream-first architectures for reconciliation across core banking systems, payment rails, and external data sources
  • Lead application rationalization and capability convergence across reconciliation tools and vendor platforms, optimizing total cost of ownership and return on investment
  • Define and govern canonical data models, UDM alignment, and end-to-end data lineage, traceability, and control frameworks
  • Embed AI/GenAI capabilities into reconciliation workflows, including automated matching, exception classification, and intelligent decision support
  • Influence strategic and investment planning, including build vs. buy decisions, vendor strategy, architecture frameworks, and execution roadmaps aligned to target state
  • Drive adoption of cloud-native, microservices-based, and API-first architectures, ensuring scalable, resilient, high-performance solutions and enforcing non-functional requirements
  • Provide architecture governance through design reviews, risk assessments, and compliance alignment, ensuring adherence to enterprise standards, audit, and regulatory requirements

Required Qualifications:

  • 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 5+ years of expertise in data architecture, integration patterns, and high-volume transaction processing systems within complex, regulated environments (e.g., financial services, operations platforms)
  • 5+ years of experience designing cloud-native, event-driven architectures (microservices, APIs, streaming) with the ability to define scalable, resilient, and secure solutions aligned to enterprise standards
  • 2+ years of AI/ML and GenAI integration, including applying intelligent automation to operational workflows (e.g., matching, anomaly detection, classification)

Desired Qualifications:

  • Experience in financial services domain, particularly reconciliation, payments, transaction processing, or operations platforms
  • Deep expertise in event streaming technologies and real-time data processing frameworks (e.g., Kafka or equivalent)
  • Experience building or supporting product-based operating models, with alignment to shared backlogs, domain ownership, and cross-functional delivery
  • Proven ability to lead large-scale data and platform transformations, including data model standardization and enterprise integration strategy
  • Familiarity with enterprise data management practices, including UDM, data lineage, governance, and control frameworks
  • Experience working with vendor platforms and build vs. buy evaluations, influencing long-term platform and ecosystem strategy
  • Knowledge of regulatory, audit, and control expectations in reconciliation or financial operations environments
  • Experience influencing executive stakeholders and cross-functional leaders in complex, federated organizations
  • Familiarity with enterprise architecture frameworks and modeling approaches (e.g., TOGAF, ArchiMate)

Job Expectations:

  • This position is not eligible for Visa sponsorship.
  • This position offers a hybrid work schedule.
  • Relocation assistance is not available for this position
  • Ability to travel up to 5% of the time

Job Posting Locations:

401 Las Colinas Blvd W Bldg A, Irving, Texas 75039

300 S Brevard St., CHARLOTTE, North Carolina 28202

Posting End Date:

23 Jun 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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