U.S. Bank

Pricing & Profitability Product Manager

U.S. Bank$119K — $140K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent work experience.
  • 8+ years in data, analytics, product management, business analysis, or technology delivery.
  • Strong customer-centric focus and ability to anticipate market shifts.
  • Expertise in product model interdependencies and performance metrics.
  • Knowledge of Agile methodologies and risk management.

Responsibilities

  • Identify and analyze business data to meet requirements.
  • Activate collaboration between customer experience, digital, and technology teams.
  • Define product outcomes and prioritize features using OKRs.
  • Manage the end-to-end product lifecycle and product roadmap.
  • Collaborate with agile and technical partners to achieve business outcomes.

Benefits

  • Healthcare (medical, dental, vision)
  • Life insurance options
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) with employer-funded retirement plan
  • Paid vacation (2-5 weeks based on tenure)
  • Up to 11 paid holidays
  • Adoption assistance
  • Sick and Safe Leave accruals.
Full Job Description
Job Description

Product Managers at U.S. Bank are customer-obsessed leaders who drive product vision, strategy, planning, and delivery to advance our human + digital product strategy while staying ahead of evolving customer, business, and technology needs.
 

As a Pricing & Profitability Product Manager, you will play a key role in driving the evolution of platforms and capabilities that support loan pricing, profitability analysis, commercial banking decision-making, and related sales enablement processes. This role sits within the Sales, Credit and Servicing Center of Excellence (COE), a full-service technology implementation organization responsible for product design, delivery, and modernization across several strategic financial services platforms.
 

The COE supports solutions including Salesforce, PrecisionLender, Zafin, Curinos, and nCino, which enable critical capabilities across customer relationship management, lending, pricing and profitability, product onboarding, and commercial banking operations. Working closely with business stakeholders, technology teams, testing organizations, release management teams, and external vendors, you will help deliver innovative solutions that improve the employee and customer experience, increase market competitiveness, drive growth and manage risk.
 

The ideal candidate combines strong product management fundamentals with the ability to quickly learn complex financial services products, pricing and profitability concepts, and enterprise technology platforms. Success in this role requires curiosity, adaptability, strong stakeholder management skills, and the ability to translate customer and business needs into scalable product solutions.

Key Responsibilities:

  • Develop a deep understanding of product capabilities, workflows, customer journeys, and end-user needs to identify opportunities for enhancements and improved user experiences.
  • Develop expertise in pricing, profitability, lending, and customer relationship management platforms to identify opportunities that improve business performance, user adoption, and customer outcomes.
  • Lead product discovery, design workshops, and requirements-gathering sessions with business stakeholders, end users, technology partners, and vendor teams.
  • Define product vision, priorities, outcomes, and roadmaps aligned to business objectives and customer needs.
  • Translate business requirements into product capabilities, epics, features, and user stories that support Agile delivery.
  • Manage product backlogs and partner with Agile teams through design, build, testing, implementation, and post-release support activities.
  • Partner closely with technology, testing, and release management teams to ensure successful delivery of product initiatives.
  • Support annual roadmap planning, quarterly prioritization exercises, and capacity planning across multiple products and initiatives.
  • Evaluate current platform functionality and recommend enhancements that improve usability, adoption, efficiency, scalability, and customer outcomes.
  • Collaborate with external vendors and understand vendor platform capabilities, constraints, and release schedules to drive product decisions.
  • Drive modernization and continuous improvement efforts based on customer feedback, business priorities, regulatory considerations, and strategic objectives.
  • Operate effectively in ambiguous environments while balancing multiple priorities and competing stakeholder needs.
  • Build broad cross-functional product knowledge and contribute across multiple product domains as business priorities evolve
     

Basic Qualifications:

  • Bachelor's degree, or equivalent work experience.
  • Typically eight or more years of experience in product management, business analysis, technology delivery, data and analytics, or related disciplines.

Preferred Skills and Experience:

  • Experience working with commercial banking, loan pricing, profitability management, CRM, lending, or financial services technology platforms.
  • Experience with Salesforce, nCino, PrecisionLender, Zafin, Curinos, or similar enterprise business platforms.
  • Proven ability to quickly learn complex systems, products, technologies, and business processes.
  • Strong understanding of product strategy, product planning, discovery, and product lifecycle management.
  • Experience gathering requirements, facilitating design sessions, and translating business needs into user stories and product features.
  • Ability to analyze user behavior and business processes to identify opportunities for improved functionality, efficiency, and customer experience.
  • Experience working with Agile teams and delivering products through iterative sprint-based development methodologies.
  • Strong customer-centric mindset with demonstrated experience incorporating customer feedback into product decisions.
  • Experience partnering with business leaders, technology teams, and external vendors to drive successful outcomes.
  • Knowledge of product performance metrics, adoption measurements, customer experience insights, and continuous improvement practices.
  • Strong presentation, communication, and stakeholder management skills.
  • Vendor management experience, including working within vendor-supported platform capabilities and constraints.
  • Ability to manage multiple initiatives concurrently and prioritize effectively in a fast-paced environment.
  • Demonstrated success operating in ambiguous situations and adapting to changing priorities.

**The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.**

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

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Kickstart your career with U.S. Bank’s internship programs. These opportunities are designed for ambitious students who want to gain hands-on experience and develop essential skills in a real-world setting. Our internships provide a platform to engage with experienced professionals and explore potential career paths within the company.

Benefits and Employment Perks

Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

Networking and Innovation

Networking at U.S. Bank goes hand in hand with innovation. Our employees are encouraged to connect with colleagues and industry leaders through various networking events and professional groups. This collaborative environment fuels innovation and allows us to stay ahead in a competitive industry.

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Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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