Associated Bank

Portfolio Manager - VP

Associated Bank$83K — $143K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Accounting, or related field, or equivalent experience.
  • 4+ years in commercial real estate lending, credit analysis, or credit approval.
  • 4+ years managing or analyzing complex commercial credit relationships.
  • Strong skills in financial analysis, risk assessment, and relationship management.
  • Reliable transportation and ability to travel as needed.

Responsibilities

  • Analyze borrower and market data for loan evaluations and renewals.
  • Prepare credit presentations and lending recommendations.
  • Monitor portfolio performance and maintain accurate risk ratings.
  • Partner with Relationship Managers to enhance client experiences.
  • Manage portfolio compliance with lending policies and regulations.
  • Review financial conditions and performance for risk and opportunity identification.
  • Support due diligence for new business opportunities and special projects.
  • Present credit recommendations in the loan approval process.

Benefits

  • Retirement savings including 401(k) and Pension plans.
  • Paid time off for community volunteering.
  • Diversity-focused Colleague Resource Groups for connection.
  • Professional development and advancement opportunities.
  • Bonus benefits like well-being programs, parental leave, and an employee stock purchase plan.
  • Personal banking and insurance benefits.
Full Job Description
As a Commercial Real Estate Portfolio Manager, you will support the growth and management of a commercial real estate lending portfolio by evaluating credit opportunities, monitoring portfolio performance, and partnering with Relationship Managers to deliver exceptional client service. This role offers the opportunity to work on complex lending transactions, build strong client relationships, and advance your commercial banking expertise.

Key Accountabilities
  • Analyze borrower, guarantor, property, and market data to evaluate new loan requests, renewals, modifications, and annual reviews.
  • Prepare comprehensive credit presentations and recommendations that support sound lending decisions.
  • Monitor portfolio performance and maintain accurate risk ratings to proactively identify potential concerns.
  • Partner with Relationship Managers to support client retention, portfolio growth, and exceptional client experiences.
  • Manage portfolio administration activities in compliance with lending policies, procedures, and regulatory requirements.
  • Review loan repayment trends, property performance, and borrower financial condition to identify risks and opportunities.
  • Support due diligence efforts for new business opportunities and contribute to special projects as needed.
  • Present credit recommendations and participate in the loan approval process when appropriate.


Education & Experience

Required
  • Bachelor's degree in Finance, Accounting, or a related field, or an equivalent combination of education and experience.
  • 4+ years of commercial real estate lending, credit analysis, or credit approval experience.
  • 4+ years of experience managing or analyzing complex commercial credit relationships.
  • Strong financial analysis, risk assessment, and relationship management skills.
  • Access to reliable transportation and the ability to travel as needed.


Preferred
  • 3+ years of sales, business development, or client relationship management experience.
  • Formal credit training experience.
  • Chartered Financial Analyst (CFA) designation.
  • Experience mentoring or supporting the development of junior team members.


Why You'll Love Working Here

At Associated Bank, you'll be part of a collaborative team that values professional growth, client relationships, and community impact. You'll gain exposure to complex commercial real estate transactions while working alongside experienced banking professionals who are invested in your success. Apply today to make an impact.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
  • Retirement savings including both 401(k) and Pension plans.
  • Paid time off to volunteer in your community.
  • Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
  • Competitive salaries with professional development and advancement opportunities.
  • Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
  • Personal banking, loan, investment and insurance benefits.


Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$83,580.00 - $143,280.00 per year

About Associated Bank

Associated Bank is a regional bank that provides a wide range of financial products and services to individuals, businesses, and organizations. The bank offers personal and business banking, wealth management, and insurance services, and operates more than 200 locations throughout Wisconsin, Illinois, and Minnesota. Associated Bank was founded in 1861 and has a long history of serving its communities and customers. The bank is committed to providing exceptional customer service and building strong relationships with its customers.
Learn more about Associated Bank
Size
4,900 employees
Industry
Founded
1874

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