U.S. Bank

PMI Sales: Payment Sales Consultant

U.S. Bank$170K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in payments and treasury management.
  • Strong relationship management and business development skills.
  • Advanced analytical and consultative sales capabilities.
  • Broad knowledge of banking products across treasury and payments.
  • Exceptional written communication and presentation skills.
  • Deep expertise in treasury management solutions.
  • Proven track record as a trusted advisor in the payments industry.

Responsibilities

  • Drive revenue growth through proactive account planning and relationship expansion.
  • Lead discovery conversations to understand and address client needs.
  • Develop integrated, client-centric payment solutions by collaborating with specialists.
  • Serve as the primary contact for payments strategy and client messaging.
  • Lead organized discussions aligning client priorities with payment trends.
  • Support ICG RMs in identifying and prioritizing payment opportunities.
  • Coordinate pricing strategies across various payment products.

Benefits

  • Comprehensive healthcare (medical, dental, vision) coverage.
  • Basic and optional term life insurance options.
  • Short-term and long-term disability benefits.
  • Generous parental leave and pregnancy disability coverage.
  • 401(k) and employer-funded retirement plans.
  • Paid vacation (2-5 weeks based on tenure).
  • Up to 11 paid holiday opportunities.
  • Adoption assistance program.
  • Sick and Safe Leave accruals up to 80 hours per year.
Full Job Description
Job Description

The Payment Sales Consultant serves as a senior payments strategist, leading the end-to-end delivery of U.S. Bank's treasury and payment solutions while driving client growth, retention, and revenue expansion. Acting as a trusted advisor to clients and Relationship Managers, this recognized industry expert develops sales strategies, manages complex portfolios, mentors team members, and delivers innovative solutions across receivables, payables, liquidity, merchant, card, and trade services.

Looking for a Strategic Payments & Treasury Management Expertise With

  • Strong relationship management and business development skills with a proven ability to deepen client relationships and drive revenue growth.

  • Advanced analytical, problem-solving, and consultative sales capabilities, enabling the delivery of strategic, client-centric solutions.

  • Broad knowledge of banking products and services across treasury, payments, deposits, and commercial banking.

  • Ability to effectively influence and collaborate with stakeholders across all levels of the organization to achieve client and business objectives.

  • Exceptional written communication, executive presentation, and client-facing advisory skills.

  • Deep Treasury Management expertise spanning liquidity and investments, receivables, payments, commercial cards, merchant services, and trade solutions.

  • Trusted advisor recognized for translating complex business challenges into innovative payment and treasury strategies.

  • Proven ability to identify opportunities, mitigate risk, and optimize client working capital through integrated financial solutions.

ESSENTIAL FUNCTIONS:

 

Portfolio Growth & Retention

  • Deliver year-over-year revenue growth, expand relationships, and minimize attrition through proactive account planning and executive multi-threading.

 

Holistic Payments & Deposits Solutioning

  • Lead discovery conversations to understand client needs across liquidity and investments, receivables, payments, commercial cards, merchant services, and trade domains.

  • Translate those needs into integrated, client-centric solutions by engaging product specialists and implementation teams.

  • Serve as the single point of contact for payments strategy, ensuring consistency and clarity in client messaging.

 

Organized Client Engagement

  • Structure and lead client discussions that align with business priorities and payment trends.

  • Use tools like Deepening Dashboards and Salesforce to track engagement, pipeline, and solution design stages.

  • Coordinate with ICG RMs to ensure seamless handoffs and shared visibility throughout the sales cycle.

 

Prioritization of Payments Needs for ICG RMs

  • Act as a strategic advisor to ICG RMs by identifying and prioritizing payment opportunities within their portfolios.

  • Provide insights on client segmentation, product fit, and revenue potential.

  • Help ICG RMs focus on high-impact opportunities while maintaining visibility into all payment-related activities.

 

Line-Item Pricing Coordination

  • Own the coordination of pricing across payment products (e.g., CPS, MPS, FX, Prepaid).

  • Ensure pricing is competitive, bundled appropriately, and aligned with client value.

  • Partner with product and finance teams to manage margin and profitability.

  • Actively ensures compliance with the U.S. Bank Code of Ethics and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, policies and procedures. Actively participates in any required corporate and business line training in these areas. Follows account opening procedures and understands and follows internal suspicious activity referral requirements and processes, as required for this position. Actively works with customers to understand each customer's normal account activity, as appropriate for this position.

 

 

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside of the location for the other days.

 

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $170,255.00 - $200,300.00

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

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Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

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Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

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Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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