Cincinnati Financial Corp

Personal Lines - Territory Advisor I

Cincinnati Financial Corp$70K — $135K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in insurance inspections, property valuation, construction, or high-value property claims
  • Knowledge of building techniques, materials, and designer-grade finishes
  • Strong understanding of risk factors and loss identification
  • Exceptional interpersonal, time management, and organizational skills
  • Ability to work independently with minimal oversight
  • Strong math, verbal communication, and creative problem-solving skills
  • Experience in training or instructing (preferred)

Responsibilities

  • Conduct detailed field inspections to determine replacement cost valuations
  • Assess risk acceptability and identify potential loss hazards
  • Provide clear and actionable loss prevention recommendations
  • Identify cross-sell and upsell opportunities for marketing and underwriting teams
  • Interview contractors to stay updated on construction costs and building trends

Benefits

  • Annual cash bonus potential based on performance
  • Stock incentives based on company and individual performance
  • Remote work option for territory positions away from headquarters
  • Lifelong learning approach with tools and training for success
  • Strong commitment to service and collaboration with independent agents
Full Job Description
Our Personal Lines department seeks a risk management territory advisor. This field-based role is responsible for inspecting high-value homes (valued over $3,000,000) and providing expert replacement cost valuations along with engineering-based loss prevention recommendations. The position covers a multi-state territory in the Southwestern US and involves significant travel. Positions serving territories away from our Headquarters in Fairfield, Ohio, may be fully remote. Starting pay: The pay range for this position is $70,000-$135,000 annually. Pay is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: • conduct detailed field inspections to: • determine accurate replacement cost valuations • assess risk acceptability • identify potential loss hazards • provide clear and actionable loss prevention recommendations • identify cross-sell and upsell opportunities and communicate them to the marketing and underwriting teams • interview contractors regularly to stay informed on current construction costs and building trends in your territory Be equipped with: • strong knowledge of building techniques, materials and designer-grade interior finishes • exceptional understanding of risk factors including protection class, building materials and hazard identification • professionalism, tact and strong interpersonal skills • excellent time management and organizational abilities • high attention to detail and the ability to work independently with minimal oversight • strong math, verbal communication and creative problem-solving skills • the ability to manage client and agency relationships using effective conflict resolution techniques • a collaborative mindset with the ability to work closely with agents, underwriting and marketing teams Bring education and experience from: • a minimum of five years of experience in insurance inspections, property valuation, construction or high-value property claims • experience in training or instructing others (preferred) Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.

About Cincinnati Financial Corp

Cincinnati Financial Corporation is a property casualty insurance company that primarily operates in the Midwest and Southeastern regions of the United States. The company offers a wide range of insurance products, including personal, commercial, and life insurance. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio. The company has a strong financial position and has consistently paid dividends for over 60 years. Cincinnati Financial Corporation is committed to providing excellent customer service and has received numerous awards for its claims handling and customer satisfaction.
Learn more about Cincinnati Financial Corp
Size
5,166 employees
Market Cap
$16.5 billion
Industry
Net Income
$1.2 billion
Founded
1950
5 Year Trend
+12.1%
Revenue
$7.5 billion
NASDAQ

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