The Hartford Financial Services Group, Inc

Personal Insurance Product Assistant Director, State - Pennsylvania & Ohio

The Hartford Financial Services Group, Inc • $107K — $161K *
Hartford, CT 06106In-Person
Finance & Insurance
Less than 5 years of experience
1 week ago
Job Overview by Ladders

Qualifications

  • 3+ years in P&C insurance industry; 2+ years in Product or P&L Management required.
  • Deep knowledge of Personal Lines insurance products and distribution channels.
  • Strong analytical skills with financial acumen and understanding of financial statements.
  • Familiarity with database tools like ThoughtSpot; strong Excel skills; SQL, SAS, Snowflake knowledge beneficial.
  • Excellent presentation and storytelling skills for executive communication.
  • Strong relationship management skills focused on collaboration for results.
  • Experience in driving change and innovation, influencing stakeholders with evidence-based decisions.

Responsibilities

  • Drive financial results by achieving topline growth and target margins across distribution channels.
  • Manage state-level pricing, class plan segmentation, and product offerings for Auto, Home, and Umbrella in assigned states.
  • Enhance products by analyzing performance and implementing necessary pricing or product adjustments.
  • Communicate with executives about key results, impacts of changes, and action plans for growth restoration.
  • Establish operating budgets at the state level and report results to senior management.

Benefits

  • Hybrid or remote work arrangements available depending on location.
  • Collaboration with cross-functional teams to drive business results.
Full Job Description
AD Product Management - EM07CE

The Personal Insurance Product Assistant Director has profit and loss responsibility for our auto and homeowner's insurance products for specific states within an assigned geography. This role will be responsible for the states of Pennsylvania and Ohio. Their ideas, insights, and ability to execute a strategic vision and foster change directly impacts our business and our shareholders. In addition to developing and executing a strategic vision that enable long-term success, this role is intimately involved in setting prices, designing product features, and articulating the type of business that the company should target for profitable growth in their assigned states.

Responsibilities:
  • Drive Financial Results. Accountable for delivering topline growth at target margins across the Direct and Agency distribution channels in their assigned states. Identifies new business opportunities and strategic options for growth, and influences partner organizations such as Underwriting, Marketing, Sales, and IT to generate growth in profitable customer segments and to improve profitability in underperforming cells.
  • State Management. Oversee state management of the rate level, class plan segmentation, and coverage offerings of our Auto, Home, and Umbrella products in assigned geographies. Establish operating budgets at the state level, and regularly report out on results to senior management. Build deep understanding of local markets and unique regulatory requirements to create competitive advantages in each state.
  • Continuous Product Enhancement. Seek out underlying drivers of poor performance and deploy pricing or product changes to improve results. Highlight state issues to Auto and Home Line teams to evaluate multistate impacts, and provide thought leadership on countrywide initiatives. Deploy countrywide standing orders to bring pricing or product enhancements into assigned states with state-specific adjustments where needed.
  • Executive Communication. Actively monitor assigned states and present key results to senior leaders. Establish expectations for topline and bottom-line impacts of pricing or product changes, identify deviations from expected results, and develop action plans to restore growth and profit metrics to target levels. Deliver compelling and succinct communications to executive audiences.


Qualifications:
  • Minimum of 3 years experience in the P&C insurance industry, and 2+ years in Product or P&L Management is required. Experience in pricing, underwriting or data & analytics is a plus.
  • A strong understanding of Personal Lines insurance products, coverages, and distribution channels including Direct-to-consumer and Agency.
  • Strong analytical and problem-solving skills, with a strong business and financial acumen. Familiarity with financial statements (income statement, 10K, annual statement) and actuarial concepts (indications, loss development, credibility).
  • Familiarity with data and database procedures such as ThoughtSpot
  • Strong Excel skills required. Knowledge of SQL, SAS and Snowflake beneficial.
  • Strong presentation, storytelling, and executive communication skills. Ability to create concise but powerful content and visuals to influence a range of audiences.
  • Excellent relationship management skills with an emphasis on collaborating to drive results.
  • Demonstrated experience challenging the status quo and broadly influencing key stakeholders to drive change and innovation. Ability to make evidence-based decisions quickly with imperfect information.
  • Knowledge of local marketplaces, including state-specific regulations and filing requirements.
  • This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our Hub office locations will have the expectation of working in an office three days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.


Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$107,600 - $161,400

About The Hartford Financial Services Group, Inc

The Hartford is an industry leading provider of property and casualty insurance, group benefits and mutual funds. Throughout our rich history of more than 200 years, countless businesses and individuals, including Robert E. Lee, Abraham Lincoln and Babe Ruth, have turned to our company for protection. The Hartford celebrated its 200th anniversary in 2010.

The Hartford Financial Services Group, Inc. Careers

Join the esteemed team at The Hartford Financial Services Group, Inc., a leader in investment and insurance, where we offer more than just job opportunities—we provide a platform for professional growth and innovation. As one of the most respected names in the financial services industry, The Hartford is dedicated to fostering a culture of diversity, leadership, and continuous development.

Work You’ll Do

Embark on a career with The Hartford and contribute to our mission of helping customers achieve amazing financial outcomes. You will have the chance to work alongside a team of experts who are not only skilled in their fields but are also passionate about making a difference.

Transform Your Career

At The Hartford, we believe in nurturing talent through comprehensive training programs and robust career development opportunities. Our commitment to professional growth is evident in our dynamic leadership and diversity training programs that prepare you for the future.

Innovate with Us

Innovation is at the heart of everything we do at The Hartford. Join us and bring your unique perspective to help shape the future of financial services. Our collaborative environment encourages creativity and is the perfect place to advance your skills in groundbreaking ways.

Be Part of a Great Team

The Hartford is not just a company; it's a community. We pride ourselves on a workplace culture that upholds the values of inclusivity and teamwork. By joining us, you’ll work on diverse teams that value your insights and encourage networking and mutual support.

Future-Proof Your Career

With a wide range of job opportunities, from internships to full-time positions, The Hartford offers a path for everyone. Whether you’re just starting out or looking to take your career to the next level, we provide the tools and support needed to succeed. Our benefits package is designed to ensure that our team members are well taken care of, not only at work but in all aspects of life.

Explore Job Opportunities and Internships

Whether you're polishing your resume, preparing for an interview, or seeking to enhance your employment experience, The Hartford has a position to match your skills and ambitions. We are continuously hiring and looking for new talent to join our thriving team.

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Learn more about The Hartford Financial Services Group, Inc
Size
18,500 employees
Market Cap
$24.1 billion
Industry
Finance & Insurance
Net Income
$1.7 billion
Founded
1810
5 Year Trend
+6.5%
Revenue
$20.5 billion
NASDAQ
HIG
* Ladders Estimates

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