Payments Product Manager (US, Remote)

Maxana

$100K — $130K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in payments product or payments program management, ideally within subscription or e-commerce sectors.
  • Hands-on experience with payment orchestration platforms and multi-MID routing functionality.
  • Expertise in dunning and recovery strategies, including retry logic and vendor evaluation.
  • Self-sufficient in data extraction and analysis using modern BI tools, without reliance on analysts.
  • Demonstrated practical experience using AI-native tools and workflows in product management.
  • Knowledgeable in managing chargebacks, fraud risk, and regulatory compliance.

Responsibilities

  • Lead the optimization of the payments platform, focusing on rebill recovery and initial authorization rates.
  • Audit the current dunning stack and evaluate performance improvement opportunities.
  • Negotiate service level agreements (SLAs) with payment vendors and partners.
  • Craft detailed specifications for platform changes and enhancements as necessary.
  • Analyze data directly from the warehouse to inform decision-making and improve processes.
  • Drive the resolution of any issues that arise in the payments operation independently.
  • Establish the product roadmap, prioritize features, and measure effectiveness of new implementations.

Benefits

  • Fully remote position, offering flexibility in work location.
  • Unlimited paid time off (PTO) alongside company-recognized holidays.
  • Comprehensive health, dental, and vision insurance coverage.
  • 401(k) retirement savings plan available to employees.
  • Health Savings Account (HSA) and Flexible Spending Account (FSA) options provided.
  • Employee Assistance Program (EAP) for additional support.
  • Pet insurance and state-specific commuter benefits offered.
  • Provision of essential company equipment to facilitate remote work.
Full Job Description
Payments Product Manager (US, Remote)

Our client, a high-growth consumer subscription company, is hiring a Payments Product Manager to own their payments platform end to end. This is not a greenfield build. You inherit a modern stack - a first-party payments microservice, a payment orchestration layer routing across processors, BNPL, automated dunning, and a self-serve analytics layer - plus a dedicated engineering scrum team. Your job is to push it forward.

Two priorities define the first six months. First, rebill recovery: a meaningful share of subscription rebills fail, and too many of those customers churn for payment reasons, not product reasons. You'll audit the dunning stack, evaluate vendors, and decide whether to optimize, switch, or layer. Second, initial auth rate: routing optimization, network tokenization, express checkout, and continuous experimentation at the checkout layer.

In a given week you'll write a spec, pull your own numbers out of the data warehouse, negotiate a vendor SLA, and present findings to the CFO. There is no payments ops team behind you. When something breaks, you drive resolution. You set the roadmap, you ship, you measure.

Requirements
  • 5+ years in payments product or payments program management, subscription or e-commerce
  • Hands-on experience with payment orchestration platforms and multi-MID routing
  • Dunning and recovery expertise: retry logic, involuntary churn metrics, vendor evaluation
  • Data self-sufficiency in modern BI tools - you don't wait on an analyst
  • Demonstrated AI-native workflow: you actually use LLM and agentic tools in your product work today. This is a minimum qualification, not a preference.
  • Comfortable owning chargebacks, fraud posture, and regulatory compliance context

Benefits
  • Fully remote
  • Unlimited PTO, plus company holidays
  • Health, dental, and vision insurance
  • 401(k)
  • HSA and FSA options; Employee Assistance Program
  • Pet insurance and commuter benefits (state specific)
  • Company equipment provided

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