CIBC

Payments (Product & Design Cash Management) - Winter 2027 (4 or 8 Months)

CIBC$100K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Enrolled in Commerce, Mathematics, Engineering, or related undergraduate or graduate degree.
  • Completion of degree no sooner than August or December 2027.
  • Experience in Capital Markets through coursework, clubs, or related work.
  • Proficiency in MS Office suite (Word, PowerPoint, Excel).
  • Strong organizational skills with the ability to manage multiple tasks.

Responsibilities

  • Conduct market and competitive analysis on payment offerings.
  • Assist with product development through research and data gathering.
  • Collaborate with team members to synthesize findings and share insights.
  • Support team initiatives with presentation materials.
  • Track relevant market trends and emerging technologies.

Benefits

  • Personalized recognition through competitive compensation and banking benefits.
  • Wellbeing support and resources including employee assistance programs.
  • Access to innovative technology and collaborative workspaces.
Full Job Description
What you'll be doing

Join our Digital Assets Platform and Product and Design, Cash Management teams within the Payments group at CIBC Capital Markets as a Student Analyst for a 4 or 8 month internship. You will be part of a dynamic team dedicated to delivering innovative banking and investment solutions to CIBC's diverse clients, including retail, wealth, corporate, government, and institutional clients worldwide. Our mission is to be the leading Capital Markets franchise in Canada, working collaboratively to build our brand across North America and globally, while upholding our values and striving to be the leader in client relationships.

The Payments group develops and supports market-competitive payment offerings for corporate and institutional clients, spanning digital assets, global transaction banking, cash management, and liquidity solutions.

As a student in our Payments group, you will work with our Toronto-based teams and contribute to research, analysis and product-development activities that support our business priorities.

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you'll be on-site full-time.

The expected annualized base salary for this role is $100,000

The base salary is determined by a variety of factors, including the candidate's skills, experience, and job-related knowledge, as well as geographic location and specific business needs. Our compensation philosophy supports ongoing growth and development, enabling progression within the salary range as team members advance in their roles.

We are committed to providing fair, equitable, and competitive compensation opportunities for all employees, and we encourage open conversations about compensation throughout the recruitment process.

Important information

  • You are enrolled in an undergraduate or graduate degree in Commerce, Mathematics, Engineering, or related at the time of the internship and are on track to complete your undergrad or grad program no sooner than August or December 2027


  • Applications should include your resume (no more than 1 page), cover letter (no more than 1 page), and an unofficial transcript all uploaded to the Resume/CV section of the application in one single document.


  • Location: Toronto.


  • Duration of Work Term: 4 months or 8 months (January 2027 - April 2027 or December 2027).

  • Applications are reviewed on a rolling basis; we encourage you to apply as soon as possible.

  • This job posting closes on September 18th at 11:59PM EST. Applications may be reviewed on a rolling basis. We encourage you to apply as soon as possible


How you'll succeed

  • Market and competitive analysis. Research and track relevant market trends, regulatory developments, and emerging technologies. Compare payment offerings across the market-including digital assets, cash management, liquidity and global transaction banking solutions.


  • Product-development support. Assist with ad hoc research, data gathering, presentation materials and other activities that support payments product development and team initiatives


  • Team collaboration and insights. Partner with teammates across Payments to synthesize findings, share insights, and contribute to recommendations that help inform product priorities and business decisions.


Who you are

  • You have demonstrated interest in Capital Markets. You are highly motivated, accomplished and success-oriented individual who has a keen interest in pursuing a career in the financial services industry demonstrated through school courses, clubs and/or related work experience.


  • You're digitally savvy. You are proficient in MS-office suite of tools (Word, PowerPoint, Excel). You seek out innovative solutions and embrace evolving technologies. You can easily adapt to new tools and trends.


  • You give meaning to data. You enjoy investigating complex problems and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.


  • You are organized and work gracefully under pressure. You can juggle multiple tasks and prioritize work to make timely decisions and take appropriate action.


  • You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.


  • You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.


  • Values matter to you. You bring your real self to work and you live our values - trust, teamwork and accountability.


What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.
  • We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.
  • Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.


*Subject to program terms and conditions

Expected End Date
2027-04-30

Job Location
Toronto-141 Bay, 11th Floor

Employment Type
Temporary (Fixed Term)

Weekly Hours
37.5

Skills
Business, Business Needs, Financial Services, Investigating, Prioritization

About CIBC

The Canadian Imperial Bank of Commerce is a Canadian multinational banking and financial services corporation headquartered in Toronto, Ontario. The bank is headquartered at Commerce Court in the city's Financial District. CIBC's Institution Number is 010, and its SWIFT code is CIBCCATT. It is one of two Big Five banks founded in Toronto, the other being the Toronto-Dominion Bank. The Canadian Imperial Bank of Commerce was formed through the June 1, 1961, merger of the Canadian Bank of Commerce and the Imperial Bank of Canada, the largest merger between chartered banks in Canadian history. The bank has four strategic business units: Canadian Personal and Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, and Capital Markets. It has international operations in the United States, the Caribbean, Asia, and United Kingdom; Globally. CIBC serves more than eleven million clients, and has over 40,000 employees. The company ranks at number 172 on the Forbes Global 2000 listing.
Learn more about CIBC
Market Cap
$43.5 billion
Industry
Founded
1867
5 Year Trend
+8.8%

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