Accenture

Payments Banking Consultant

Accenture$59K — $177K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of relevant experience in payment domains (e.g., Card, Retail, Electronic, Treasury Management)
  • 3+ years in consulting project delivery with project management skills
  • Demonstrated knowledge of end-to-end payment lifecycles and operating models
  • Experience with vendor platforms in the payments industry
  • Ability to cultivate and manage client relationships effectively

Responsibilities

  • Develop innovative business and technology solutions for Payments clients
  • Conduct thorough operating model and client needs assessments
  • Execute vendor assessments and due diligence for payment platforms
  • Engage in process design and functional design for payment systems
  • Act as a business architect during client engagements
  • Create reusable assets to enhance service delivery
  • Drive new client opportunities through business development efforts

Benefits

  • Comprehensive medical, dental, and vision coverage
  • Life and long-term disability insurance
  • 401(k) retirement plan
  • Performance-based bonus opportunities
  • Generous paid holidays and time off
Full Job Description
In Strategy & Consulting we work with C-suite executives, leaders, and boards of the world's leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, implement operational improvements, reduce cost, deliver sustainable 360° stakeholder value, and set a new performance frontier for themselves and the industry in which they operate. Our deep industry and functional expertise is supported by proprietary assets and solutions that help organizations transform faster and become more resilient. Underpinned by technology, data, analytics, AI, change management, talent, and sustainability capabilities, our Strategy & Consulting services help architect and accelerate all aspects of an organization's total enterprise reinvention. Financial Services Payments Practice The Payments practice is a part of the Financial Services North America Banking Client Service Group, which provides consulting and outsourcing services to retail banking and payments clients throughout the U.S. and Canada. We serve more than 600 unique clients in 24 countries including banks, networks, merchants, and fin-techs, payment platforms. Accenture's North American Payments practice is responsible for driving Accenture's go-to-market strategies and offerings for our US and Canadian clients, bringing our best offerings and leveraging our global payment practices and experience. These offerings include: • Payment Innovation (e.g., digital payments, wallets, etc.) • Card Issuing • Retail Bank Payments • Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments As a Payments Consultant, you'll be dedicated to helping clients by designing and delivering strategic solutions that achieve compliance, mitigate risks, and seize revenue growth opportunities. Key Responsibilities: • Develop world-class business and technology solutions for Consumer and Commercial Payments clients across a wide range of payment methods. • Conduct operating model assessments (people, process, org) and client needs assessments. • Perform vendor assessment and due diligence of packaged platforms, e.g. Card platforms, Pricing & Profitability and Workflow solutions, Treasury Management portals • Participate in process design, requirements gathering, and functional design as part of Payments systems implementation engagements. • Serve as a business architect during client engagements. • Participate in the development of best-in-class, reusable assets. • Participate in business development to originate new client opportunities. • Must be willing to travel up to 80% (Monday - Thursday) Here's What You Need: 3+ years of relevant experience in one or more specific payment areas in any of the following payment domains: • Card: Private label, Credit, Online Debit, Offline Debit, Prepaid, ATM, Acquirer/Issuer • Retail: P2P, Bill Payment, Mobile Payments, Electronic Bill Presentment, Micro Payments • Electronic: ACH, Domestic Wire, International Wire, Fedwire/CHIPS, SWIFT • Cash / Treasury Management: Sales, Relationship, Operations and/or Product Delivery 3+ years' experience with consulting project delivery including managing or creating project deliverables, and managing projects within timelines and budgets within management consulting or industry experience within a large commercial bank or payment provider. Preferred Qualifications: • Industry experience within Consumer, Commercial or new payment flows. Demonstrated business and technology expertise across the end-to-end payment lifecycles and operating models • Successful track record of performing operating model design, business process design, and system functional design. • Experience with vendor platforms enabling seamless delivery of payments products is preferred. • Ability to develop and manage relationships with client management. • Payments industry expertise in alternative/emerging payments • Understanding of end-to-end payments lifecycle • Business Architecture - Applied in solution planning, and requirements definition and analysis • Baseline understanding of the principles of technology • Requirements Analysis • Functional Design Experience with: • Multiple credit card implementations for consumer or commercial card issuers • Complex program / transformation delivery, including PMO, value management, and/or change management • Credit card operating model advisory for issuers • Use of AI tools to de-risk and accelerate testing and conversions Professional Skills Required: • Proven ability to work independently and as a team member • Proven ability to work creatively and analytically in a problem-solving environment • Excellent leadership, communication (written and oral) and interpersonal skills Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We anticipate this job posting will be posted until 09/24/2026. Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here: U.S. Employee Benefits | Accenture Role Location Annual Salary Range California $70,350 to $205,800 Cleveland $59,100 to $164,600 Colorado $63,800 to $177,800 District of Columbia $68,000 to $189,300 Illinois $59,100 to $177,800 Maine $54,400 to $151,400 Maryland $63,800 to $177,800 Massachusetts $63,800 to $189,300 Minnesota $63,800 to $177,800 New York $66,300 to $205,800 New Jersey $68,000 to $205,800 Virginia $59,100 to $189,300 Washington $80,200 to $189,300

About Accenture

Accenture plc is a multinational professional services company that provides services in strategy, consulting, digital, technology, and operations. The company has more than 537,000 employees serving clients in more than 120 countries. Accenture operates across five business segments: Communications, Media & Technology; Financial Services; Health & Public Service; Products; and Resources. The company is headquartered in Dublin, Ireland, and has offices worldwide.
Learn more about Accenture
Size
624,000 employees
Market Cap
$173.8 billion
Industry
Net Income
$5.2 billion
Founded
1989
5 Year Trend
+11.2%
Revenue
$44.7 billion
NASDAQ

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