Tata Consultancy Services

Payment BSA

Tata Consultancy Services$90K — $110K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years as a Business Analyst or Solution Designer in Financial Services
  • Direct experience with high-value wire payment systems (Lynx, SWIFT, Fedwire)
  • Proficient in API integrations, Message Queuing (MQ), and file formats (XML, CSV, ISO 20022)
  • Expert in creating Business Requirement Documents (BRDs) and Functional Specifications
  • Strong presentation and communication skills for stakeholder engagement

Responsibilities

  • Analyze payment business processes and design end-to-end wire payment workflows
  • Create detailed documentation including BRDs, Impact Analysis, and Function Specifications
  • Collaborate with technical teams on requirements for API integrations and data feeds
  • Act as a liaison between stakeholders, vendors, and IT teams for solution presentations
  • Investigate defects and production issues to propose resolutions and support implementations
  • Work within Agile or Waterfall methodologies and maintain requirement traceability

Benefits

  • Comprehensive health insurance coverage
  • 401(k) plan with company match
  • Flexible work arrangements
  • Opportunities for professional development and training
  • Supportive company culture focused on innovation
Full Job Description
Role Description:
We are seeking a seasoned Senior Payments Business Analyst with deep domain experience in high-value payments to drive the design and implementation of payment solutions. The ideal candidate will have strong experience working on wire payment systems (e.g., Lynx, SWIFT, Fedwire) and expert-level knowledge of technical integrations (API, MQ, Feeds). You will bridge the gap between business needs and technical execution, translating complex requirements into actionable solution documentation.
Key Responsibilities
• Solution Design Analysis: Analyze complex payment business processes, identify gaps, and design robust solutions, specifically focusing on end-to-end wire payment workflows.
• Documentation Excellence: Create comprehensive documentation, including Business Requirement Docu ments (BRDs), Impact Analysis (IA) documents, Functional Specifications, and Interface Designs.
• Technical Integration Acumen: Collaborate with technical teams to define requirements for payment API integrations, MQ message queues, and file-based data feeds (ISO 20022MT messages).
• Stakeholder Management: Presentations Act as a key liaison between business stakeholders, vendors, and IT development teams. Present solution designs, workflows, and project updates using PowerPoint.
• Problem Solving: Investigate UATSIT defects and production issues to provide resolution paths and support production implementation.
• Methodology: Work within Agile or Waterfall frameworks, maintaining traceability matrices from requirement to implementation.
Required Qualifications:
• Experience 5 years of experience as a Business Analyst or Solution Designer in the Financial Services domain.
• Domain Expertise Strong, direct experience with High-Value Wire Payments (Canada Lynx, SWIFT, Fedwire, etc.).
• Technical Knowledge Proven experience with API integration, MQ (Message Queuing), and file transfer formats (XML, CSV, ISO 20022).
• Documentation Skills Expert at producing BRDs, User Stories, and Interface
• Data Mapping documents.
• Presentation Skill
Required Skill Set:
• Payments backgrounds, worked on wire payments as an asset Understanding of integrations, MQ, API, Feeds etc
• Solution and problem-solving acumen
• Able to articulate the solution in terms of solution documents Good documentation skills, able to document BRDs, IAs etc Presentation skills, worked on PowerPoint presentations

About Tata Consultancy Services

Tata Consultancy Services (TCS) is an Indian multinational information technology (IT) services and consulting company, headquartered in Mumbai, Maharashtra, India. It is a subsidiary of Tata Group and operates in 149 locations across 46 countries. TCS is the largest Indian company by market capitalization and is ranked 11th on the Forbes Global 2000 list of the world's biggest public companies. TCS is also the second-largest IT services company in the world by revenue and the largest employer of women in India. The company provides services in areas including IT, consulting, and business solutions.
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