The Hartford Financial Services Group, Inc

National Accounts Underwriter

The Hartford Financial Services Group, Inc • $124K — $186K *
Frisco, TX 75034In-Person
Finance & Insurance
5 - 7 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 5+ years of P&C Carrier underwriting experience; preference for National Accounts loss-sensitive experience
  • Proven relationship-building skills with internal and external partners
  • Strong communication, interpersonal, and presentation skills
  • Analytical thinking with the ability to propose effective solutions
  • Self-motivated with an entrepreneurial drive and resilience
  • Exceptional organizational and time management skills
  • Goal-driven with a focus on achieving results
  • Ability to challenge existing processes and strive for improvement
  • Strong technical knowledge coupled with sound analytical decision-making capabilities

Responsibilities

  • Underwrite casualty lines for large accounts with over 500 employees
  • Analyze risk operations and key exposures to determine necessary information for thorough assessments
  • Identify and evaluate loss trends and assess the quality of underlying data
  • Master loss rating concepts and adjust pricing decisions for growth and profit
  • Adhere to underwriting guidelines and escalate issues for approval when needed
  • Evaluate and establish coverage terms following company guidelines
  • Foster strong relationships with the Field Team and clearly communicate decisions
  • Seek opportunities to expand The Hartford's National Accounts business profitability
  • Collaborate in meetings with brokers and accounts on new business and renewals
  • Identify areas for improvement in tools and projects to support growth objectives

Benefits

  • Hybrid or remote work options with flexible office attendance requirements
  • Opportunity for professional development and collaboration with a skilled field team
  • Involvement in shaping company strategies and decisions for underwriter performance
  • Networking opportunities with diverse internal and external stakeholders
  • Access to comprehensive resources for improving underwriting practices
Full Job Description
Executive Underwriter - UW07CD

As a National Accounts Underwriter at The Hartford, you'll be responsible for underwriting the casualty lines for accounts with typically more than 500 employees, which are written utilizing loss sensitive plans, such as Large Deductibles and Self-Insured Retentions. You will assist the Field Team in underwriting new business opportunities from brokers and agents, as well as manage a renewal book of business. You'll rigorously analyze underwritten information to assess and price risk for each account and new business opportunities. As a National Accounts Underwriter, you will be responsible for collaborating with your field team in underwriting portfolio management and growth in your assigned territory while maintaining strong returns and profitability.

  • Identify and analyze information on risks' operations and key exposures/controls. Determining what additional information is necessary to perform a thorough analysis.
  • Identify and analyze loss trends and understanding sources of loss information and differences in quality and applicability of the sources.
  • Develop mastery level knowledge of loss rating concepts for each line. Analyzing relationship between outside factors and the model, and adjusts loss rating accordingly, justifying position.
  • Develop mastery level knowledge of all rating plans and variable options. Making appropriate pricing decisions that balance need for growth and profit. Understanding the effect that individual account decisions have on overall book.
  • Follow all underwriting & pricing guidelines and obtain management approval if warranted. Recognize when guidelines may need adjustment and escalating to the management team.
  • Develop mastery of coverage forms evaluate and set coverage terms, utilizing company and National Account guidance to respond to account/broker requests
  • Maintain positive and productive relationships with Field Team. Communicating all decisions effectively, including those from National Accounts' management.
  • Identify opportunities to expand the reach and profitability of The Hartford's National Account's business.
  • In collaboration with the field team involved in new business or renewal presentations/meetings with accounts and/or brokers as needed.
  • Identify areas for improvement in tools and in various projects to support National Accounts growth and profitability objectives.


Qualifications:

  • 5+ years of P&C Carrier underwriting experience is required; National Accounts loss-sensitive experience preferred
  • Demonstrated success in developing and maintaining solid relationships with all internal and external business partners
  • Excellent communication, interpersonal and presentation skills
  • An ability to think analytically about business problems, make recommendations and propose solutions.
  • High energy self-starter, who is resilient and has an entrepreneurial spirit
  • Demonstration of solid time, organizational, and desk management skills
  • Goal-oriented and delivers outcomes
  • Ability to challenge the status quo and compete to win
  • Superior technical knowledge and sound decision-making and analytical skills.


*Preferred locations - Chicago, IL, Hartford, CT or Dallas / Frisco area*

This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$124,000 - $186,000

About The Hartford Financial Services Group, Inc

The Hartford is an industry leading provider of property and casualty insurance, group benefits and mutual funds. Throughout our rich history of more than 200 years, countless businesses and individuals, including Robert E. Lee, Abraham Lincoln and Babe Ruth, have turned to our company for protection. The Hartford celebrated its 200th anniversary in 2010.

The Hartford Financial Services Group, Inc. Careers

Join the esteemed team at The Hartford Financial Services Group, Inc., a leader in investment and insurance, where we offer more than just job opportunities—we provide a platform for professional growth and innovation. As one of the most respected names in the financial services industry, The Hartford is dedicated to fostering a culture of diversity, leadership, and continuous development.

Work You’ll Do

Embark on a career with The Hartford and contribute to our mission of helping customers achieve amazing financial outcomes. You will have the chance to work alongside a team of experts who are not only skilled in their fields but are also passionate about making a difference.

Transform Your Career

At The Hartford, we believe in nurturing talent through comprehensive training programs and robust career development opportunities. Our commitment to professional growth is evident in our dynamic leadership and diversity training programs that prepare you for the future.

Innovate with Us

Innovation is at the heart of everything we do at The Hartford. Join us and bring your unique perspective to help shape the future of financial services. Our collaborative environment encourages creativity and is the perfect place to advance your skills in groundbreaking ways.

Be Part of a Great Team

The Hartford is not just a company; it's a community. We pride ourselves on a workplace culture that upholds the values of inclusivity and teamwork. By joining us, you’ll work on diverse teams that value your insights and encourage networking and mutual support.

Future-Proof Your Career

With a wide range of job opportunities, from internships to full-time positions, The Hartford offers a path for everyone. Whether you’re just starting out or looking to take your career to the next level, we provide the tools and support needed to succeed. Our benefits package is designed to ensure that our team members are well taken care of, not only at work but in all aspects of life.

Explore Job Opportunities and Internships

Whether you're polishing your resume, preparing for an interview, or seeking to enhance your employment experience, The Hartford has a position to match your skills and ambitions. We are continuously hiring and looking for new talent to join our thriving team.

Stay Connected

Join Our Team Search open positions that match your skills and interest at The Hartford. We look for passionate, curious, creative, and solution-driven team players.

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Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities that await at The Hartford Financial Services Group, Inc. Join us at The Hartford—where careers thrive and futures are made.
Learn more about The Hartford Financial Services Group, Inc
Size
18,500 employees
Market Cap
$24.1 billion
Industry
Finance & Insurance
Net Income
$1.7 billion
Founded
1810
5 Year Trend
+6.5%
Revenue
$20.5 billion
NASDAQ
HIG
* Ladders Estimates

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