Mortgage Loan Officer

Reynolds EmpowerHome Team

$100K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 1-2+ years of Mortgage Loan Officer or Loan Originator experience
  • Active NMLS License required
  • Ability to generate leads and close loans effectively
  • Strong knowledge of mortgage products and underwriting guidelines
  • Excellent communication and relationship-building skills
  • Experience with loan origination systems and credit analysis
  • Background in sales or real estate financing preferred

Responsibilities

  • Convert qualified mortgage leads into funded loans through proactive outreach
  • Guide clients through the mortgage application process via multiple communication methods
  • Recommend and structure appropriate loan programs for clients
  • Analyze borrower financials and ensure loan applications are accurate and complete
  • Run AUS, review underwriting findings, and maintain compliance
  • Lock rates and price loans according to company policy
  • Maintain consistent communication with borrowers, agents, and referral partners
  • Manage an active pipeline of loans and meet all deadlines
  • Prepare pre-approvals and pre-qualifications for clients
  • Stay updated on mortgage industry trends and regulations
  • Meet or exceed monthly and annual loan production goals

Benefits

  • Access to high-quality inbound buyer leads
  • Proven systems and marketing support to grow pipeline
  • Opportunity to scale personal production and income
  • Support from a top-ranked real estate team
  • Potential for high earnings with commission-driven structure
Full Job Description
Description

Mortgage Loan Officer (High Earnings)

Are you a driven Mortgage Loan Officer ready to grow your pipeline, close more deals, and earn six figures? Join EmpowerHome Team, one of the top-ranked real estate teams in the U.S., and take your mortgage career to the next level.

We're looking for an experienced Loan Officer / Mortgage Originator with strong sales, communication, and client relationship skills. In this role, you'll work with a steady stream of qualified buyer leads, helping clients secure the right home financing solutions while building a thriving book of business.

If you're passionate about helping clients achieve homeownership and want the tools, support, and brand power to scale your success-apply today.

Compensation- $100,000+ commission potential (upside earnings), Access to high-quality inbound buyer leads. Proven systems and marketing support to grow your pipeline. Opportunity to scale your personal production and income.

Responsibilities
• Convert qualified mortgage leads into funded loans through proactive outreach and follow-up
• Guide clients through the mortgage application process (phone, virtual, and in-person)
• Recommend and structure loan programs (FHA, VA, Conventional, USDA)
• Analyze borrower financials and ensure accurate, complete loan applications
• Run AUS, review underwriting findings, and ensure compliance with guidelines
• Lock rates and price loans according to company policy
• Maintain consistent communication with borrowers, agents, and referral partners
• Manage a pipeline of active loans and meet all deadlines
• Prepare pre-approvals and pre-qualifications
• Stay up-to-date on mortgage industry trends, regulations, and the local real estate market
• Meet or exceed monthly and annual loan production goals

Qualifications
• Minimum 1-2+ years of Mortgage Loan Officer / Loan Originator experience
• Active NMLS License (required)
• Proven ability to generate leads and close mortgage loans
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Experience with loan origination systems (LOS) and credit analysis
• Background in sales or real estate financing preferred

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