United Nations Federal Credit Union

Mortgage Loan Officer - NY, NJ, CT

Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2-4 years of residential mortgage origination experience
  • Knowledge of mortgage lending regulations (RESPA, Reg Z, ECOA)
  • Familiarity with secondary market guidelines (FNMA/FHLMC)
  • Ability to analyze borrower documents (credit reports, tax returns, appraisals)
  • Strong relationship-building, sales, and communication skills
  • Organized and self-motivated, capable of managing a pipeline remotely

Responsibilities

  • Originate residential first and second mortgage loans through member relationships
  • Serve as a trusted advisor, recommending tailored mortgage solutions
  • Build and maintain a pipeline via networking and outreach
  • Guide borrowers through the mortgage process, ensuring a smooth experience
  • Collaborate with processors and internal teams to secure timely closings
  • Communicate effectively with members, identifying cross-sell opportunities

Benefits

  • Remote work flexibility
  • Opportunity for career growth
  • Impactful role in helping members achieve financial milestones
  • Engaging and supportive team environment
  • Comprehensive training and development resources
Full Job Description
We're looking for a motivated Loan Officer who thrives on building relationships and delivering smart mortgage solutions. In this remote, self-sourcing role, you'll originate residential mortgage loans, guide members through the financing process, and grow your pipeline through strong networking and member engagement. If you're a consultative salesperson who enjoys helping people achieve major financial milestones, this is an opportunity to make a real impact while growing your career. This position is remote. We are looking for Loan Officers in the NY, NJ and PA regions. NYC Salary Range - Loan Officers are paid in accordance with UNFCU's Mortgage Loan Officer Commission/Compensation Plan. What you'll do • Originate residential first and second mortgage loans by building relationships with members and prospective borrowers. • Serve as a trusted advisor, recommending mortgage solutions that align with members' financial goals. • Build and maintain a pipeline through networking, outreach, and relationship development. • Guide borrowers through the mortgage process from application to closing, ensuring a smooth experience. • Partner with processors and internal teams to keep loans moving and close on time. • Maintain strong communication with members while identifying opportunities to cross-sell additional products and services. What we're seeking • 2-4 years of residential mortgage origination experience. • Knowledge of mortgage lending regulations including RESPA, Reg Z, and ECOA, and secondary market guidelines (FNMA/FHLMC). • Ability to review and analyze borrower documentation such as credit reports, tax returns, and appraisals. • Strong relationship-building, sales, and communication skills. • Organized and self-motivated with the ability to manage a pipeline in a remote environment. What makes you stand out • A proactive, relationship-driven approach to generating new mortgage business. • A passion for delivering an exceptional member experience from first conversation through closing.

About United Nations Federal Credit Union

The United Nations Federal Credit Union (UNFCU) is a credit union that serves the employees, retirees, and family members of the United Nations and its affiliated organizations. UNFCU offers a range of financial products and services, including savings accounts, checking accounts, loans, mortgages, and credit cards. UNFCU is headquartered in Long Island City, New York and was founded in 1947.
Learn more about United Nations Federal Credit Union
Size
500 employees
Industry

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