Full Job Description
We're looking for a motivated Loan Officer who thrives on building relationships and delivering smart mortgage solutions. In this remote, self-sourcing role, you'll originate residential mortgage loans, guide members through the financing process, and grow your pipeline through strong networking and member engagement.
If you're a consultative salesperson who enjoys helping people achieve major financial milestones, this is an opportunity to make a real impact while growing your career.
This position is remote. We are looking for Loan Officers in the NY, NJ and PA regions.
NYC Salary Range - Loan Officers are paid in accordance with UNFCU's Mortgage Loan Officer Commission/Compensation Plan.
What you'll do
• Originate residential first and second mortgage loans by building relationships with members and prospective borrowers.
• Serve as a trusted advisor, recommending mortgage solutions that align with members' financial goals.
• Build and maintain a pipeline through networking, outreach, and relationship development.
• Guide borrowers through the mortgage process from application to closing, ensuring a smooth experience.
• Partner with processors and internal teams to keep loans moving and close on time.
• Maintain strong communication with members while identifying opportunities to cross-sell additional products and services.
What we're seeking
• 2-4 years of residential mortgage origination experience.
• Knowledge of mortgage lending regulations including RESPA, Reg Z, and ECOA, and secondary market guidelines (FNMA/FHLMC).
• Ability to review and analyze borrower documentation such as credit reports, tax returns, and appraisals.
• Strong relationship-building, sales, and communication skills.
• Organized and self-motivated with the ability to manage a pipeline in a remote environment.
What makes you stand out
• A proactive, relationship-driven approach to generating new mortgage business.
• A passion for delivering an exceptional member experience from first conversation through closing.