Responsible for the overall profitability by directing sales and business development, ensures that the center achieves its goals and meets operational objectives. Management and leadership duties include employee development, ongoing coaching and performance management. The Branch Manager also prepares for the continued growth of the center recruiting top talent in the market. Assist consumers in obtaining or applying to obtain a residential mortgage loan, including taking residential mortgage loan applications and offering or negotiating terms. Has two or more full-time direct reports.

1. Recruit, hire and train top talent in the market
2. Provide motivation and support to achieve maximum production levels.
3. Establish and control budget and income goals within company guidelines
4. Ensure goals and performance standards are met and communicated within the team.
5. Monitor the quality of loans originated and ensure all loans adhere to compliance regulations with federal , state, regulatory and company policy and procedures
6. Coach, motivate, train, lead, and conduct performance evaluations
7. Conduct meetings and presentations with referral relationships
8. Personally Originate Loans

a. Take customer loan applications, which includes collecting asset/income information
b. Analyze customer financial information to determine customer qualification for various loans
c. Act as a mortgage loan advisor to customer base and discuss available options and products
d. Monitor and manage work flow to ensure timely closings
e. Define and manage customer expectations of the loan process
f. Maintain product knowledge and stay up-to-date on changes to market conditions
g. Negotiate rates and terms
h. Establish and maintain relationships with referral sources and respond to and follow up on leads
i. Market, service, and promote the Company's loan products