TD Bank

Modelling/Forecasting Senior Analyst (US) Fraud Risk Analytics and AI

TD Bank • $76K — $125K *
Mount Laurel, NJ 08054In-Person
Finance & Insurance
Less than 5 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • Undergraduate or advanced technical degree preferred in math, physics, engineering, finance, or computer science.
  • 3+ years of relevant experience in analytics or fraud risk.
  • Hands-on experience with Power BI or similar business intelligence tools.
  • Familiarity with eGRC platforms and risk data management.
  • Understanding of AI governance concepts and their application in business contexts.

Responsibilities

  • Support the Fraud Risk Analytics team with analytical and reporting tasks.
  • Develop and maintain dashboards and analytics to present fraud risk data clearly.
  • Document AI use cases and assess outputs for governance and risk management.
  • Collaborate with data scientists to design enterprise analytic solutions.
  • Lead process improvement initiatives in analytics and reporting routines.

Benefits

  • Opportunities for professional development and skill advancement.
  • Access to a supportive team environment that encourages innovation.
  • Possibility of involvement in cross-functional projects.
  • Participate in creating impactful risk management insights.
  • Engage with leading-edge technologies in AI and analytics.
Full Job Description
Work Location:
Mount Laurel, New Jersey, United States of America

Hours:
40

Pay Details:
$76,290 - $125,260 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:
Analytics, Insights, & Artificial Intelligence
Job Description:
The Modelling/Forecasting Senior Analyst for Fraud Risk Analytics and AI provides analytical, technical, reporting, and process support for the US Fraud, Insider and Conduct Risk Oversight team. The role supports the development and maintenance of repeatable reporting, analytics, dashboarding, and workflow routines that help translate fraud risk, control, issue, and governance information into clear insights for management review and 2nd line oversight activities. The incumbent will use data analysis, business intelligence, and low-code / no-code tools to help gather, structure, validate, visualize, and summarize information from multiple sources, including risk, control, issue, policy, procedure, and operating process data.

The role will also support the team's use and oversight of Artificial Intelligence (AI), including Generative AI (GenAI) and emerging automation capabilities, by helping document use cases, assess outputs, summarize key risks, and maintain evidence of review, challenge, transparency, and control expectations. This is a technical analyst role intended for a candidate who can execute hands-on analytics and reporting work, improve repeatable processes, and support senior team members on higher-complexity risk, governance, and AI-enabled initiatives.

Depth & Scope:
  • Acts as a subject matter expert within their own area of specialization
  • May serve as an escalation or process reference within field of specialty
  • Acts an information resource for others in their own area
  • Solves complex problems requiring analysis of multiple variables, which may include consultation with numerous stakeholders
  • Focuses on short to medium-term (weekly-monthly), non-routine specialized/complex issues and/or escalated matters
  • Independently perform functions/activities from end-to-end


Education & Experience:
  • Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or;
  • 3+ year of relevant experience; higher degree education and research tenure can be counted


Preferred Qualifications

  • Hands-on experience developing dashboards, data models, reporting routines, or scorecards using Power BI or comparable business intelligence tools.
  • Experience with Power Apps, workflow tools, low-code / no-code solutions, or process automation used to support data capture, workflow management, or oversight routine


  • Familiarity with eGRC platforms or the use of control, issue, policy, procedure, and risk data for reporting and management insight.


  • Exposure to AI, GenAI, machine learning, analytics automation, or AI-assisted reporting in a business, risk, control, or governance context.


  • Understanding of AI governance concepts such as explainability, output validation, human review, responsible use, data quality, transparency, bias, and model risk considerations.


  • Fraud risk, financial crime, operational risk, insider risk, conduct risk, or banking experience.


  • Experience documenting processes, data flows, business requirements, assumptions, limitations, controls, and review evidence.


  • Strong PowerPoint and storytelling capability, with the ability to create clear visuals and concise narratives for leadership-facing materials.


  • Curiosity and technical aptitude, with an ability to learn new tools, simplify manual processes, and improve repeatability without losing risk and control discipline.


Customer Accountabilities:
  • Works closely with business owners to identify opportunities and serves as an ambassador for data modelling
  • Translates business requirements into technical requirements
  • Ensures core Bank and source systems, data and metadata are appropriately managed to support business requirements/needs
  • Develops and/or designs data solutions and conducts reviews of data models and outputs to validate and test quality of information/solutions
  • Works closely with cross functional teams of data scientists and business process owners to deliver cutting edge analytic solutions
  • Designs and delivers enterprise analytic solutions for the businesses
  • Works in a highly interactive and team-oriented environment with Data Scientists and visualization experts

Shareholder Accountabilities:
  • Adheres to enterprise frameworks or methodologies that relate to activities for our business area
  • Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
  • Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
  • Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
  • Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
  • Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
  • Leads/facilitates and/or implements action/remediation plans to address performance/risk/governance issues
  • Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements
  • Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
  • Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:
  • Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/points of interest
  • Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
  • Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
  • Participates in personal performance management and development activities, including cross training within own team
  • Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
  • Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
  • Leads, motivates and develops relationships with internal and external business partner/stakeholders to develop productive working relationships
  • Contributes to a fair, positive and equitable environment that supports a diverse workforce
  • Acts as a brand ambassador for business area/function and the bank, both internally and/or externally

Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
  • Domestic Travel - Occasional
  • International Travel - Never
  • Performing sedentary work - Continuous
  • Performing multiple tasks - Continuous
  • Operating standard office equipment - Continuous
  • Responding quickly to sounds - Occasional
  • Sitting - Continuous
  • Standing - Occasional
  • Walking - Occasional
  • Moving safely in confined spaces - Occasional
  • Lifting/Carrying (under 25 lbs.) - Occasional
  • Lifting/Carrying (over 25 lbs.) - Never
  • Squatting - Occasional
  • Bending - Occasional
  • Kneeling - Never
  • Crawling - Never
  • Climbing - Never
  • Reaching overhead - Never
  • Reaching forward - Occasional
  • Pushing - Never
  • Pulling - Never
  • Twisting - Never
  • Concentrating for long periods of time - Continuous
  • Applying common sense to deal with problems involving standardized situations - Continuous
  • Reading, writing and comprehending instructions - Continuous
  • Adding, subtracting, multiplying and dividing - Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

#LinkedIn
#LinkedIn #LI-USCorporate

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Finance & Insurance
Net Income
-$6.9 million
5 Year Trend
+6.6%
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at TD Bank

More Finance & Insurance Jobs

Find similar Modelling/Forecasting Senior Analyst (US) Fraud Risk Analytics and AI jobs:

NationwideMount Laurel, NJ