Mobile Mortgage Specialist - Toronto and GTA region

DUCA Financial Services Credit Union Ltd.

$100K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 2 years of financial services experience preferred.
  • Knowledge of the mortgage industry in a customer-facing role.
  • Strong relationship management and negotiation skills.
  • Ability to travel and work flexible hours.
  • Familiarity with Loan Origination Systems (LOS) is advantageous.

Responsibilities

  • Engage clients in home financing discussions to attract new members.
  • Prospect for mortgage leads using consultative selling techniques.
  • Meet with clients to gather financial information for mortgage processing.
  • Monitor performance and progress against sales goals.
  • Provide tailored credit recommendations to new members.
  • Participate in monthly objective setting and coaching sessions.
  • Identify cross-sell opportunities to meet clients' financial needs.

Benefits

  • Best in class commission compensation plan with high commission rates.
  • Guaranteed base salary for the first 3 months.
  • Employer paid benefits for added security.
  • Support from a dedicated underwriting team to streamline processes.
  • Opportunity to earn additional commissions from partner referrals.
Full Job Description
Mobile Mortgage Specialist

We are looking for three new Mobile Mortgage Specialists in Toronto and the GTA region!

A mortgage professional who thrives in an entrepreneurial setting. Self-motivation is second nature to you, in not only accomplishing but exceeding your goals. You put your Clients first, always going above and beyond, enabling them to secure their homes and their futures. You take pride in leveraging, developing and nurturing relationships with your Clients, colleagues and communities. Trust, integrity, and accountability are key pillars to your success and are highly valued by you.

What we offer to our Mobile Mortgage Specialist
  • Competitive best in class commission compensation plan (75bps -100bps on closed/funded mortgages) * as of today, subject to change
  • Guaranteed base salary for the first 3-months of employment and then a 100% commission structure
  • Employer paid benefits
  • Dedicated underwriting team
  • Partner referral program that pays up to 25 bps on all funded deals, no funding minimum!
  • Fully digitized loan origination systems
  • Full support from highly engaged management and Senior Leadership teams

Job Purpose & Summary

The Mobile Mortgage Specialist utilizes consultative selling skills to originate residential mortgage and home equity loans from real estate agents, home builders, lawyers, accountants, financial planners and other centres of influence. The Mobile Mortgage Specialist plays a key role in helping new DUCA members achieve their goal of home ownership by providing an exceptional level of service and advice while executing against business plan objectives.

Key Accountabilities & Duties
  • Proactively create opportunities to engage in client focused home financing conversations with the goal of bringing new Members to DUCA.
  • Prospect new and existing referral sources for residential mortgage leads using consultative selling techniques and by offering DUCA's unique suite of products.
  • Meet with new Members at their convenience and submit relevant financial information and documentation to the credit adjudication team.
  • Monitor overall results and review progress against activities and sales goals.
  • Provide sounds credit recommendations and solutions catered to individual needs of new Members.
  • Participate in regular coaching sessions and monthly objectives setting.
  • Identify new member financial needs and cross sell opportunities and provide appropriate solutions.
  • Complete and process all work within guidelines and in accordance to compliance, audit, policies, and procedures

Occupational Experience & Education Requirements
  • Mortgage industry or financial services knowledge in a customer facing role.
  • Flexible to travel and work variable hours in a fast faced and competitive marketplace.
  • Results-driven individual and comfortable working independently.
  • A minimum of two years' previous financial services experience preferred.

Knowledge, Skills & Attributes
  • Solid knowledge of residential mortgages and financial services in a sales/service capacity.
  • Well-developed communication and interpersonal skills including the ability to actively listen, connect and respond in a confident manner.
  • Comfortable meeting new people and presenting to a varied audience.
  • Ability to engage and connect with new prospects, referral sources and centers of influence.
  • Highly motivated and confident with strong prospecting and networking skills.
  • Highly developed customer and relationship management skills with ability to negotiate and influence.
  • Passionate about providing excellent Member service and helping others to achieve their goals
  • Strong business acumen and financial industry knowledge
  • Proven sales skills
  • Experience using Microsoft Office suite of products
  • Experience using Loan Originating System (LOS), or other related software considered an asset

Working Conditions
  • Frequent travel throughout designated region

Department: Retail Sales

Primary Location: Various - Mobile

Employment Status: Full-time

Hours per Week: 38

Number of Existing Vacancies: 1

Salary: This role offers a competitive compensation package under the Mobile Mortgage Specialist compensation plan, designed to reward employees for driving business growth and expanding their client portfolio. You will receive an income guarantee of $5,000 per month for the first three months in the role and will then switch over to 100% commission. The potential range for annual commission earnings can be anywhere from $100,000 to $150,000 however commission earnings have no minimum and no maximum and may fall outside the potential range depending on each individual's performance.

Our hiring process includes AI screening for keywords and minimum qualifications. Talent Acquisition Partners review all results.

Qualified applicants are encouraged to submit their application. Applications must include a resume.

We thank all applicants but only those considered for an interview will be contacted.

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