Enova

Manager, Small Business Collections (Hybrid)

Enova$106K — $145K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in Consumer/B2B Collections leadership with large agent teams (75+)
  • Experience in fintech or customer-oriented banking
  • Proven ability to foster relationships with business partners
  • Strong problem-solving and adaptability skills
  • Data-driven decision maker
  • Knowledge of US collections regulations (FDCPA, etc.)
  • Interest in leveraging AI technologies for customer support

Responsibilities

  • Manage the collections operations team, including leads and representatives
  • Collaborate with departments to refine collections strategies
  • Plan and execute team goals and priority objectives
  • Identify and recommend process improvements based on metrics
  • Enhance productivity through coaching and best practices
  • Build relationships to understand business partner needs
  • Balance collections efforts with a focus on customer relationships
  • Conduct one-on-one coaching and performance evaluations

Benefits

  • Hybrid work schedule requiring in-office Tuesday-Thursday with remote flexibility
  • Comprehensive health, dental, and vision insurance with mental health support
  • 401(k) matching plus Roth option available
  • Generous PTO and paid holidays
  • Sabbatical program for eligible positions
  • Summer hours for eligible roles
  • Paid parental leave
  • Diversity, Equity, and Inclusion groups
  • Employee recognition and rewards initiatives
  • Charitable matching and a paid volunteer day
Full Job Description
We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time. #BI-Hybrid #LI-Hybrid

About the role:

As a Manager, Small Business Collections, your primary responsibility is to lead the daily functions of the Small Business collections team focusing on early, mid and late stage collections. Focused on execution of operational strategies including real-time workflows, identify and solve bottlenecks before they compound drive accountability for performance standards. Build the organization to ensure leadership depth that produces both sustainable and scalable growth. Drive the team towards maximum efficiency and overall effectiveness.

Responsibilities:
  • Manage Collections Operations inclusive of Senior Leads, Leads and representatives
  • Partner with complimentary departments to oversee development, deployment and ongoing validation of evolving collections strategies
  • Planning and strategy execution of teams by setting goals and prioritizing objectives and results
  • Identify process improvements and procedural challenges and recommending appropriate solutions based on trends in goal and metric achievements
  • Increase the representatives productivity through best practices and coaching
  • Build strong relationships and understand the needs of business partners
  • Balance collections with a merchant-centric approach minimizing negative impacts on customer relationships.
  • Conduct one-on-one meetings, coaching sessions, and performance reviews
  • Perform additional functions as assigned by direct manager

Requirements:
  • 7+ years of leadership experience in Consumer and/or B2B Collections inclusive of multi-layer leadership and large collection agent networks (remote/hybrid/75+ headcount)
  • Experience in fintech, digital lending, or a customer-oriented bank.
  • Expertise in building strong relationships with internal and external business partners
  • Ability to quickly resolve problems and adapt to changes with ease
  • Experience making data driven decisions
  • Familiarity with the US regulatory landscape for commercial and consumer collections (FDCPA, state-level rules)
  • Passionate about AI and how to incorporate these technologies to better serve and support borrowers

Compensation:

The budgeted annual salary range for this position is $106,400 to $145,600. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.

Benefits & Perks:
  • Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day...Plus so much more!

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About Enova

Enova International, Inc. is a financial technology company that provides online financial services to consumers and businesses. The company was founded in 2003 and is headquartered in Chicago, Illinois. Enova offers a variety of products, including short-term loans, lines of credit, and installment loans, and operates in the United States, United Kingdom, Australia, Canada, and Brazil. The company uses advanced analytics and proprietary technology to assess creditworthiness and provide fast, convenient access to credit. Enova is committed to responsible lending and has implemented various initiatives to promote transparency and fair treatment of customers.
Learn more about Enova
Size
1,463 employees
Market Cap
$1.1 billion
Industry
Net Income
$377.8 million
5 Year Trend
+6.6%
Revenue
$684.1 million
NASDAQ

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