About the Role
This Product Manager would be joining a team dedicated to building out and expanding operational data infrastructure, integrating machine learning models into our ecosystem, and working closely with partner teams to enable smarter segmentation and decisioning. Scope includes working with Enterprise platforms to identify new technology, patterns and data sources, business partners to identify the highest leverage areas for expanding capabilities, and with risk management to ensure our process works seamlessly end to end.

About the Team

Card Collections and Recoveries make up the Customer Resiliency team, and our product and business analyst teams share end-to-end ownership of the customer experience and drive meaningful P&L impact each quarter. 

There has never been a better time to work at the heart of Capital One’s mission.  After a frenzied few years reacting to the COVID pandemic’s up-ending of millions of customers’ lives, the Card Collections team has embarked on an unprecedented journey to modernize our technology, elevate the voice of our most vulnerable customers, and innovate rapidly to define industry norms of what caring for customers truly means.  Every member of our team is united in our passion to treat customers with dignity, clarity and respect. We build the experiences that allow struggling customers to responsibly manage their debt and understand what is best for them in the long-run.  

Approximately 1 in 4 adult Americans has a Capital One or Discover Card at any moment in time.  Due to the excellence in underwriting, we provide credit access deeper than any of our competitors.  Over 30 million of our Card customers typically go delinquent in a given year, the largest pool of DQ customers in America.  Our team cares for these customers in their most vulnerable moments, including job loss, healthcare troubles, natural disasters, and other major life events that lead to financial hardship.  Managing credit risk isn’t just about understanding access to credit but holistically understanding what happens when that access doesn’t take the path intended.  

Capital One Product Framework

In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product Management:

• Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions

• Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence

• Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value

• Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks 

• Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment

Basic Qualifications:

• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: 

  • A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing

OR

• Bachelor's degree in any field and 3 years of Product Management experience 

Preferred Qualifications:

• Experience translating business strategy and analysis into consumer facing digital products

At this time, Capital One will not sponsor a new applicant for employment authorization for this position

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.