Oportun

Manager, Loan and Debt Accounting (R14205)

Oportun$91K — $146K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Accounting, Finance, or related field.
  • Minimum of 6 years of progressive accounting experience.
  • Strong knowledge of U.S. GAAP and ability to apply accounting guidance.
  • Experience with loan, lending, or debt accounting activities.
  • Demonstrated leadership in coaching and developing accounting professionals.
  • Familiarity with AI tools and their application in accounting processes.
  • Advanced problem-solving skills to address complex accounting issues.

Responsibilities

  • Oversee daily accounting activities for loan portfolio and debt.
  • Lead month-end close process for loan-related accounts.
  • Supervise and develop accounting staff, providing feedback and support.
  • Drive improvement of accounting processes and internal controls.
  • Utilize AI tools to enhance accounting workflows and efficiency.
  • Collaborate with cross-functional teams for process improvements and automation.

Benefits

  • Remote work flexibility as noted in the job posting.
  • Opportunities for professional development and coaching.
Full Job Description
POSITION OVERVIEW

The Manager, Accounting will oversee the day-to-day accounting activities related to Oportun's loan portfolio and debt, ensuring accurate and timely financial reporting in accordance with applicable accounting standards and company policies. This role will lead key aspects of the monthly close process, including account reconciliations, financial analysis, and review of loan- and debt-related accounting activities. The Manager will supervise and develop the accounting staff while providing guidance, review, and oversight of their work. This role will also partner cross-functionally to strengthen accounting processes, maintain effective internal controls, and support Oportun's financial reporting objectives.
WHAT YOU'LL DO
• Oversee the day-to-day accounting activities for Oportun's loan portfolio and debt, ensuring transactions are recorded accurately, completely, and in accordance with applicable accounting standards and company policies.
• Lead the month-end close process for loan- and debt-related accounts, including review of journal entries, account reconciliations, supporting schedules, flux analysis and other close activities.
• Supervise, develop, and provide ongoing guidance to accounting staff, including reviewing work, establishing priorities, providing feedback, and supporting professional development.
• Drive continuous improvement of accounting processes and internal controls, identifying opportunities to automate manual or repetitive activities, streamline workflows, improve data quality, and increase the accuracy and efficiency of the close and reporting processes.
• Leverage AI-enabled tools and emerging technologies, where appropriate, to enhance accounting workflows, analysis, documentation, and operational efficiency while maintaining appropriate review, governance, and internal controls.
• Partner cross-functionally with Finance, Technology, and other Oportun business teams to implement process improvements, automation solutions, and scalable accounting practices supporting loan and debt activities.
WHO YOU ARE / WHAT YOU BRING
Required Qualifications
• Bachelor's degree in Accounting, Finance, or a related field.
• Minimum of 6 years of progressive accounting experience.
• Strong knowledge of U.S. GAAP and demonstrated ability to research, interpret, and apply accounting guidance.
• Experience with loan, lending, debt, or other financial-services-related accounting activities.
• Demonstrated ability to lead, coach, and develop accounting professionals and effectively review the work of others.
• Ability and willingness to leverage AI-enabled tools and emerging technologies responsibly to enhance accounting analysis, documentation, and processes while maintaining appropriate review and controls.
• Experience with internal controls and accounting process improvements.
• Advanced analytical and problem-solving skills, with the ability to investigate complex accounting issues, identify root causes, and develop practical solutions.
• Ability to manage multiple priorities and meet strict deadlines in a dynamic environment with limited supervision.
• Excellent written and verbal communication skills, with the ability to collaborate effectively with Finance and other cross-functional partners.
Preferred Qualifications
• CPA or progress toward CPA certification.
• Experience in consumer lending, financial services, fintech, banking, or a related industry.
• Experience implementing accounting process improvements, workflow automation, or financial-system enhancements.
• Familiarity with AI-enabled accounting, finance, analytics, or productivity tools and their application within an appropriately controlled environment.

The US salary range for this full-time position is $ 91,500 - $ 146,400.

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position.

Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process.

Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits.

#LI-REMOTE

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About Oportun

Oportun is a financial services company that provides personal loans to customers who have little or no credit history. The company uses proprietary technology and analytics to assess creditworthiness and provide loans to customers who may not qualify for traditional loans. Oportun was founded in 2005 and is headquartered in San Carlos, California. The company has over 400 retail locations in 12 states and has provided over 3 million loans to customers.
Learn more about Oportun
Size
4,000 employees
Market Cap
$170.5 million
Industry
Net Income
-$45 million
Founded
2005
5 Year Trend
+16.4%
Revenue
$335 million

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