A career as a Manager, Financing Solutions within Commercial Banking at National Bank offers the opportunity to play a key role in credit underwriting, credit structuring, risk management, and client relationship support for a complex and diversified portfolio of commercial clients.
In this role, you will be responsible for underwriting, monitoring, and adjudicating credit requests across a broad range of industries within the Upper Mid-Market Commercial Banking segment. You will leverage your strong understanding of credit policies, lending practices, and existing financing arrangements to deliver sound credit recommendations while supporting business growth.
Key Responsibilities
Credit Underwriting
- Partner closely with Relationship Managers to deliver timely, high-quality credit underwriting for both new and existing borrowing clients.
- Structure and assess financing solutions for mid-market and upper-market commercial clients while balancing growth opportunities and risk considerations.
- Develop creative and comprehensive client solutions by collaborating with internal partners and subject matter experts across the organization.
- Manage day-to-day credit and relationship support activities for a diversified commercial portfolio.
Risk Management
- Apply strong risk assessment and mitigation practices, leveraging expertise in commercial lending and credit policy.
- Evaluate financing opportunities and make prudent lending recommendations aligned with National Bank's risk appetite and governance standards.
- Conduct ongoing portfolio monitoring, due diligence, and covenant compliance reviews to proactively identify and manage emerging risks.
- Exercise sound judgment and decision-making to effectively balance client needs with responsible risk management.
Client Experience
- Build and maintain strong client relationships through regular engagement and proactive support.
- Serve as a key point of contact for high-value commercial clients, contributing to client retention and satisfaction.
- Identify client needs and connect them with relevant banking partners and specialists to deliver a full-service banking experience.
Your Team
As part of the Commercial Banking team, you will report to the Senior Director and Team Lead. The team is recognized for delivering exceptional client service and fostering a collaborative environment that supports both business owners and colleagues. Together, we are committed to helping clients achieve their growth objectives while maintaining strong risk discipline and operational excellence.
Qualifications
- Bachelor's degree in Commerce, Finance, Accounting, or a related field.
- Minimum 5 years of experience in commercial banking, lending, or credit risk management.
- Strong knowledge of commercial lending, credit adjudication, risk management principles, and banking practices.
- Proven experience in commercial credit underwriting across a broad range of industries.
- Excellent analytical, relationship management, communication, and stakeholder management skills.
- Ability to manage complex financing structures and make sound credit decisions in a fast-paced environment.
Languages: English
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Communication Diversity & Inclusion Driving Results Emotional Intelligence Teamwork Accountability Client-focused Empathy Initiative Learning Agility Resiliency Humility
Your benefits In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
