Scotiabank

Manager, Credit Documentation, Canadian Commercial Banking, Toronto

Scotiabank • $80K — $95K *
Toronto, ON M3C 0E3In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Bachelor's Degree in Business Administration, Commerce, Finance, or related field.
  • 2-4 years experience in commercial banking, legal documentation, or credit operations.
  • In-depth knowledge of credit products and legal terminology, especially in NAC, Roynat, REB, and Auto portfolios.
  • Strong analytical skills with attention to detail.
  • Proficiency in Microsoft Office and document management systems.
  • Excellent communication and stakeholder management abilities.
  • Experience coaching and mentoring junior team members.

Responsibilities

  • Prepare and review complex credit documentation for specialized portfolios.
  • Act as a subject matter expert and mentor to junior team members.
  • Conduct advanced quality assurance checks to improve documentation accuracy.
  • Collaborate with various teams to resolve documentation issues effectively.
  • Recommend and implement improvements to documentation workflows and standards.
  • Maintain awareness of regulatory changes affecting credit documentation.
  • Represent the documentation team in cross-functional initiatives and projects.

Benefits

  • Opportunities for professional development and mentorship.
  • Participation in initiatives related to documentation modernization.
  • Collaborative working environment with cross-functional teams.
  • Exposure to high-complexity credit structures and risk management.
  • Potential for involvement in process optimization and quality assurance projects.
Full Job Description
Requisition ID: 273965

About the Opportunity:

The Manager, Credit Documentation plays a key role in the centralized Credit Documentation Team, responsible for preparing, reviewing, and validating complex credit documentation for specialized portfolios including NAC, Roynat, Real Estate Banking (REB), and Auto Finance. This role ensures documentation is accurate, compliant, and aligned with internal policies and regulatory standards. The Manager, Credit Documentation also acts as a subject matter expert and mentor to junior team members, contributing to quality assurance and process improvement initiatives.

Accountabilities:

  • Complex Documentation Preparation & Review:
    • Draft, validate, and finalize Credit Facility Agreements (CFAs), amending letters, default letters, and related documentation for complex and specialized portfolios
    • Ensure documentation reflects credit approvals and complies with legal, regulatory, and internal policy requirements.
  • Subject Matter Expertise:
    • Serve as a go-to resource for documentation related to NAC, Roynat, REB, and Auto portfolios
    • Provide guidance and support to Credit Documentation Specialists on complex documentation scenarios.
  • Quality Assurance & Risk Management:
    • Conduct advanced quality checks and contribute to the development of QA protocols
    • Identify and escalate documentation risks or inconsistencies to the Director or Legal as appropriate.
  • Stakeholder Collaboration:
    • Liaise with Relationship Managers, Credit Adjudication, Legal, and Risk teams to resolve complex documentation issues
    • Support the Director in managing stakeholder expectations and ensuring timely delivery of documentation.
  • Process Optimization:
    • Recommend and implement improvements to documentation workflows, templates, and standards
    • Participate in initiatives related to documentation modernization and regulatory updates.
  • Risk Awareness:
    • Understand and apply the Bank's risk appetite and compliance frameworks in daily work
    • Maintain awareness of regulatory changes impacting credit documentation
    • Uses his/her in-depth knowledge about Canadian Commercial Banking and GRM; as well as applicable compliance and regulatory requirements, to ensure all documentation is prepared in accordance with internal policies, legal standards, and regulatory requirements.

Key Responsiblities :

  • Supports high-complexity credit documentation across specialized portfolios with elevated risk and structural intricacies
  • Acts as a mentor and informal leader within a team of 12-15 documentation professionals
  • Contributes to documentation accuracy metrics and quality assurance reporting
  • Collaborates with Legal and Risk to ensure documentation templates reflect current regulatory and credit requirements
  • May represent the team in cross-functional working groups or pilot projects
  • Participates in team-wide initiatives related to documentation modernization and process optimization
  • Collaborates with internal stakeholders including Legal, Risk, Credit Adjudication, and Relationship Management

Education:

  • Bachelor's Degree in Business Administration, Commerce, Finance, or related field.

Experience:

  • 2-4 years of experience in commercial banking, legal documentation, or credit operations, with exposure to complex credit structures
  • In-depth knowledge of credit products, legal terminology, and regulatory frameworks, particularly in NAC, Roynat, REB, and Auto portfolios
  • Strong analytical and problem-solving skills with a high attention to detail
  • Proficiency in Microsoft Office and document management systems
  • Excellent communication and stakeholder management skills
  • Demonstrated ability to coach and support junior team members

Working Conditions:

  • Work in a standard office-based environment; non-standard hours are a common occurrence
  • Limited domestic travel may be required

French Language skills an asset

Location(s): Canada : Ontario : Toronto

About Scotiabank

Scotiabankers are committed to helping individuals, companies, and communities to thrive in a changing world. From personal and business banking, brokerage, and insurance, to private wealth, and the most sophisticated commercial, corporate and institutional services, they serve the diverse needs of some 21 million customers in more than 55 countries. Founded in 1832 in Halifax, Nova Scotia, their growth has always been fuelled by the success of their customers and their longevity secured by an unshakable commitment to carefully and expertly managing risk and capital. That focus on doing what's right for customers—short- andlong-term—has made us a global financial services leader. Headquartered in Canada, they are over 86, 000 Scotiabankers strong. Each of us are committed to being the best at understanding their customers' needs and all of us working together to deliver practical advice and relevant solutions that help their customers become financially better off.

Scotiabank Careers

Join Scotiabank, a premier financial institution, and become part of a diverse and inclusive team that’s leading the way in global banking. At Scotiabank, we offer more than just job opportunities; we provide a platform for professional growth and innovation in the financial services industry.

Work You’ll Do

At Scotiabank, we’re not just filling positions; we’re cultivating leaders. Dive into a workplace where diversity training and leadership development shape the path to your future. Our commitment to professional growth is evident in our robust training programs and continuous learning opportunities that foster innovation and strategic thinking.

Explore a World of Opportunities

Whether you’re looking for a full-time position, an internship, or a leadership role, Scotiabank has a spectrum of opportunities to fit your career ambitions. Our team is composed of individuals who bring a wealth of skills and perspectives to our company, driving us forward with their creativity and strategic insights.

Innovative Work Environment

Scotiabank’s culture is one of collaboration and respect, where each team member’s contribution is valued. Engage in meaningful work that challenges you to leverage your skills and push the boundaries of what’s possible in the banking sector. Our innovative projects not only support the growth of the company but also ensure our position as a leader in the industry.

Benefits and Growth

Choosing a career at Scotiabank means opting for a life of growth and opportunity. Our employees enjoy competitive benefits, including comprehensive health coverage, retirement plans, and flexible working conditions, all designed to support your career and personal life. We believe in nurturing our team’s potential by providing them with the tools they need to succeed both professionally and personally.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Scotiabank by searching our open positions that match your skills and interests. We are continuously hiring and looking for passionate, curious, and solution-driven team players.

Networking and Professional Development

Stay connected and advance your career through Scotiabank’s extensive networking opportunities. Participate in events that connect you with other professionals and leaders within the industry. Our career resources will help you prepare your resume, ace your interviews, and land the job that best suits your career goals.

Stay Ahead

Keep up to date with the latest in career tips, industry insights, and company news—all from the people who work here at Scotiabank. Personalize your experience by subscribing to job alert emails tailored to your preferences and be the first to know about new openings and exciting developments. Join Scotiabank and be part of a team that values integrity, respect, and accountability. Discover how your career can flourish in an environment committed to your professional development and personal growth.
Learn more about Scotiabank
Size
90,619 employees
Market Cap
$57.5 billion
Industry
Finance & Insurance
5 Year Trend
+7%
NASDAQ
BNS
* Ladders Estimates

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