The Card Legal Team is seeking a strategic and collaborative attorney to provide marketing advice and counsel to our Card Partnerships business. In this role, you will serve as a trusted legal partner to the credit card business, advising on marketing, account servicing, customer communication, promotions, new product strategies, and the customer lifecycle.

About the Role:  

You will be responsible for reviewing customer-facing marketing and servicing collateral while working closely with our Card Partnerships business. Drawing on your knowledge of consumer financial regulatory laws, advertising laws, privacy laws, UDAAP, and risk management, you will: 

• Review and Advise: Evaluate customer-facing marketing and servicing collateral for our consumer and small business credit card programs.

• Mitigate Risk: Identify and assess legal risks associated with marketing campaigns, ensuring account acquisitions and servicing comply with applicable laws and company standards.

• Collaborate: Partner with Card, Brand, the Business Risk Office, Corporate Communications, and Compliance stakeholders to address risks and develop creative, compliant solutions.

• Influence: Maintain regular, strategic interactions with senior business partners, Legal Department subject matter experts, and other business attorneys.

• Innovate: Engage actively as a legal support pillar within a highly collaborative, cross-functional team environment.

Prior experience in financial services is a plus, but not strictly required. The successful candidate will bring:

• Exceptional Analytical Skills: You grasp complex topics quickly and synthesize them into concise, actionable, and simple advice.

• Solutions-Oriented Mindset: You think like a strategic business partner, focusing on problem-solving rather than just functioning as a legal technician.

• Strategic Judgment: You have a proven ability to anticipate long-term consequences and make sound decisions in a fast-paced environment.

• Growth Mindset: You are open to new ideas, diverse perspectives, and unconventional solutions.

• High Accountability: You take deep pride in your work, operating with a high degree of autonomy, initiative, and ownership.

• Relationship Builder: You possess excellent interpersonal skills and a track record of building collegial, effective relationships with colleagues and clients.

• Efficient Execution: You boast strong time-management skills, capable of prioritizing a significant volume of work and managing multiple deadlines simultaneously.

• Persuasive Communication: You can identify, assess, communicate complex legal risks to non-legal business partners clearly and persuasively, both verbally and in writing.

Basic Qualifications:

• Juris Doctor from an accredited law school

• Active member in good standing of at least one state bar

• At least 3 years of experience as an attorney in a law firm, in-house legal department, or government agency  

Preferred Qualifications:

• 4+ years of experience as an attorney in a law firm, in-house legal department, or government agency involving consumer regulatory experience, credit card programs or financial services

• 4+ years of legal counsel or compliance experience with consumer finance laws, regulations and disclosures

• Direct experience reviewing marketing and advertising materials.

• Strong working knowledge of Regulation Z, UDAAP, FCRA, and other consumer financial laws and privacy laws

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid, meaning associates are expected to spend 3 days per week in-person at one of the offices listed on this job posting.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.