The Counsel/Manager will be a part of the Consumer and Small Business Legal team, and they will be the initial point of contact for assisting compliance and business partners who provide written responses to consumer complaints for our US credit card business. Additionally, this role will provide critical legal advice to the credit card business units that investigate and respond to consumer complaints, billing disputes, and fraud indicators. This person will support the development of reporting and interaction with compliance, legal and the business to identify trends within the company, across the financial industry, as well as both the federal and state regulatory environment, and any other developments that may assist the business in proactively resolving potential sources of future complaints.

The Counsel/Manager will need to possess excellent attention to detail and nuance, with the ability to apply strategic and analytical skills in support of our business teams. Written and oral communication skills also are key, as is the ability to organize and convey thoughts on legal risk with a focus on laws and regulations that impact banks in general and credit cards in particular.

Responsibilities include but are not limited to:

• Provide legal advice and support on responses to customer complaints and disputes;

• Work with compliance and business partners to investigate consumer complaints and develop appropriate written response;

• Identify and coordinate resolution of potential line of business compliance or operational errors;

• Provide legal advice on approaches for standardized responses to particular types or recurring instances of complaints or non-lit demands for compensation;

• Provide information on litigation and regulatory trends;

• Provide information to legal partners about trends and issues identified through complaints;

• Identifying and assessing legal risks associated with Capital One credit card products and related business operations particularly as they relate to address concerns raised by our customers;

• Translating the laws and legal requirements for the business teams and the business intent for the legal team and legal subject matter experts;

• Ensuring that support is provided in a timely manner in order to meet regulatory and business requirements; and

• Actively engaging with colleagues to provide legal support as part of a collaborative and cross-functional team.

Basic Qualifications:

• Juris Doctor from an accredited law school

• Active member in good standing of at least one state bar

• At least 3 years of experience as an attorney in a law firm, at a government agency, as a military judge advocate or as in-house counsel

Preferred Qualifications:

• 4+ years of experience as an attorney in a law firm, in-house legal department and/or government agency doing work related to the financial service industry

• Ability to work in a dynamic environment and flexibility to adapt to changing needs

• Ability and desire to learn new areas of law

• Ability and willingness to work as a team player

• Strong communication and interpersonal skills

• Strong analytical and organizational skills

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates spend 3 days per week in-person at one of our offices listed on this job posting.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.