American Express

Manager-Compliance

American Express$100K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Experience in Compliance within the financial services industry.
  • Strong regulatory knowledge of U.S. credit card product regulations.
  • Prior experience in credit card industry, compliance, legal, or risk is preferred.
  • In-depth understanding of compliance risk management practices and methodologies.
  • Proven ability to build rapport and influence collaboratively.
  • Highly effective communication skills and confidence in presenting to management.
  • Strong analytical, written, and interpersonal skills; Bachelor's Degree required.

Responsibilities

  • Provide second-line challenge to business proposals focusing on compliance risk.
  • Support implementation of policy and regulatory requirements in various compliance areas.
  • Analyze new/enhanced products for compliance risks and regulatory adherence.
  • Review marketing and advertising materials for compliance with required disclosures.
  • Address Compliance Issues and Risk Events for timely resolutions.
  • Participate in the Compliance Risk Assessment to identify appropriate risks.
  • Liaise with stakeholders across Compliance and related functions.

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and well-being support
  • Comprehensive health, dental, and life insurance benefits
  • Flexible working model options
  • 20+ weeks paid parental leave for all parents
  • Access to on-site wellness centers with medical staff
  • Free counseling support through Healthy Minds program
  • Career development and training opportunities
Full Job Description
Job Description

This position will be a key member of the American Express Global Commercial Services (GCS) Line of Business Compliance Team, primarily supporting Small Business Card products. The successful candidate will provide second line of defense compliance oversight for this core area of the GCS business. The compliance efforts for this position will oversee and identify compliance risks related to new/modified U.S. Small Business products, benefits, and reward programs through effective oversight and challenge of product design proposals, marketing approaches and assets (claims/disclosures/guidelines), customer communications, digital experiences, and product servicing processes. This position will also be an integral part in performing second line effective challenge of Risk & Control Self-Assessments and deliverables related to Compliance Program requirements including periodic Compliance Risk Assessment, Regulatory Change Management, and Issue Management.

Responsibilities

  • Providing 2nd line effective challenge of business proposals with a focus on regulatory and compliance risk.
  • Supporting implementation of policy and regulatory requirements in the areas of UDAP, Fair Lending, Third Party guidance, Accessibility, Privacy, general credit card practices, general banking, and other relevant federal, state and local regulations.
  • Analyzing new and/or enhanced products and services as part of the New Product Development process to assess compliance risks, new/enhanced controls, and ensure adherence with regulatory requirements.
  • Reviewing and providing effective challenge to the business on marketing and advertising material including required disclosures.
  • Reviewing and providing effective challenge of Compliance Issues, Risk Events, and Customer Remediation for timely closure of gaps where required.
  • Participating in the Compliance Risk Assessment process to ensure that the appropriate risks are identified and that the strength of the control environment is evaluated in accordance with Compliance Program standards.
  • Liaising as required with the relevant stakeholders, including but not limited to: General Counsel's Organization, other Compliance teams, Independent Compliance Testing team, Control Management, Internal Audit, Financial Crimes Compliance, and Privacy Office.
  • Evaluating third-party compliance risk and control environment for vendors contracted to perform product related services on behalf of American Express.
  • Assisting in preparation for regulatory inquiries and examinations.
  • Additional responsibilities based on team needs.


Qualifications

  • Experience in Compliance within the financial services industry.
  • Strong regulatory knowledge of the financial regulations applicable to U.S. credit card products and commercial lending including UDAP, Privacy, Fair Lending, sales and marketing practices, and other relevant banking laws/regulations.
  • Prior credit card industry, compliance, legal, or risk experience is a plus.
  • In-depth knowledge and understanding of compliance risk management practices and methodologies, including risk and control assessments.
  • Proven ability to build rapport, garner respect and appropriately exercise authority in a collaborative environment.
  • Highly effective communication skills and professional maturity/confidence to present and influence direction on complex processes, risks, and controls with management within Compliance and with the first line of defense teams.
  • The ability to multi-task and prioritize in a highly deadline-intensive environment is required.
  • Excellent written, verbal, research, analytical, and interpersonal skills.
  • Bachelor's Degree required; advanced degree preferred.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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