Major Case Liability Adjuster

Berkshire Hathaway GUARD Insurance Companies

$100K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of experience in litigated commercial liability claims, specifically in catastrophic bodily injury and high-exposure losses.
  • Proven track record of managing claims with reserves in the six- and seven-figure range.
  • Strong ability to interpret coverage and analyze complex insurance policies.
  • Exceptional written and verbal communication skills for effective stakeholder interaction.
  • Organizational skills combined with technical proficiency in claims management tools.
  • Excellent time management skills, prioritizing tasks effectively under pressure.
  • Bachelor's degree is mandatory; Juris Doctor (JD) or attorney license is preferred.
  • Active adjuster license required; willingness to obtain necessary state licenses is essential.

Responsibilities

  • Handle high-stakes commercial liability claims with severe bodily injury and catastrophic losses.
  • Analyze insurance policies and contracts for coverage defenses and risk transfer opportunities.
  • Conduct thorough investigations to evaluate liability and determine coverage applicability.
  • Manage claims through litigation phases, including mediation and trial preparation.
  • Review and synthesize evidence, expert reports, and medical documentation.
  • Establish and maintain large-loss indemnity and expense reserves based on claims exposure.
  • Document claim activities and manage statements throughout the lifecycle.

Benefits

  • Support for obtaining and maintaining required state licenses, including training and continuing education resources.
  • Flexible work locations across multiple states providing geographical options for candidates.
Full Job Description
Responsibilities

The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit.

Key Responsibilities:

  • Handle high-exposure commercial liability claims involving severe bodily injury, wrongful death, construction accidents, premises liability, and other catastrophic losses with exposure up to and exceeding policy limits
  • Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
  • Investigate claims, evaluate liability, and determine coverage applicability
  • Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
  • Review evidence, expert reports, and medical documentation
  • Establish, evaluate, and maintain large-loss indemnity and expense reserves based on evolving exposure and litigation strategy
  • Take statements and manage claim documentation throughout the claim lifecycle
Qualifications
  • At least 10 years of experience handling litigated commercial liability claims, including catastrophic bodily injury, construction defect, premises liability, or other high-exposure casualty losses.
  • Demonstrated experience setting and managing six- and seven-figure reserves and resolving claims with exposures exceeding $500,000
  • Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
  • Excellent written and verbal communication skills
  • Strong organizational and technical skills
  • Effective time management with the ability to prioritize competing demands
  • Willingness to occasionally travel for hearings, mediations, trials, and conferences
  • Bachelor27s degree required; Juris Doctor (JD) or attorney license preferred
  • Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $150,000 +bonus

In accordance with applicable pay transparency laws, this range represents a goodfaith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of any of our office locations, including:

New York, NY; Parsippany, NJ; Conshohocken, PA; WilkesBarre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA.

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