LOAN SPECIALIST (SENIOR PORTFOLIO MANAGER)

Export-Import Bank of the United States

$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of specialized experience in financial analysis and credit risk assessment.
  • Experience with evaluating complex financial transactions and portfolios.
  • Proficient in identifying country and industry risk factors related to repayment.
  • Adept at managing distressed assets, particularly in multi-party negotiations.
  • Demonstrated ability for developing recovery and restructuring strategies.

Responsibilities

  • Analyze financial statements and assess credit risks of large corporate borrowers.
  • Evaluate country and industry risks impacting loan repayment capabilities.
  • Manage and monitor complex loan portfolios to ensure asset quality.
  • Identify emerging risks to maintain portfolio health.
  • Develop strategies for mitigating identified risks.
  • Implement restructuring plans for distressed assets and negotiate with stakeholders.
  • Prepare and present credit assessment memos to senior management.

Benefits

  • Comprehensive benefits package including health and retirement plans.
  • Eligibility for career advancement through federal employee programs.
  • Access to extensive training and professional development opportunities.
  • Commuter benefits and flexible spending accounts.
  • Job stability with government employment perks.
Full Job Description
Summary

Announcement may be used to fill similar positions within 90 days of the closing date.

This position is also being announced concurrently under Merit Promotion (MP) procedures vacancy number: M26-MJ-[redacted]-OBAF. Applicants who wish to also be considered under MP must apply to both vacancies separately.

Duties

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This position is located in the Office of the Senior Vice President of Board Authorized Finance (OBAF) of the Export-Import Bank of the United States (EXIM Bank) and are assigned to Asset Management Division within OBAF. The primary responsibility of the position is to support the most complex international portfolio of financial transactions under the guidance of the Supervisor.

Duties include, but are not limited to:

  • Analyzing financial statements and credit risk of large corporations, project finance, or structured finance borrowers.
  • Evaluating country risk, industry risk, and structural considerations, including financial, legal, and technical factors affecting repayment capacity.
  • Managing and monitoring complex loan portfolios.
  • Identification of emerging risks.
  • Developing of mitigation strategies.
  • Developing and executing the restructuring and recovery strategies for distressed or non-performing assets.
  • Negotiating with borrowers, guarantors, and creditor groups in complex multi-party situations.
  • Evaluating recovery options, including restructuring, enforcement, or liquidation.
  • Preparing credit, restructuring, and recovery memoranda and presenting recommendations to senior management or decision-making bodies.


Requirements

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Conditions of employment

  • U.S. Citizenship
  • Background and Security/Suitability Investigation
  • You may be required to serve a one year probationary period
  • Specialized experience MUST be documented on your resume
  • Current or Former Political Appointees: If you are, or have been employed in the last 5 years, you must disclose this information. Failure to do so may result in disciplinary action including removal from Federal Service.
  • May require financial disclosure of personal and immediate family financial holdings, outside positions, and interests.
  • The incumbent must obtain and maintain a national security Secret clearance.


Qualifications

Specialized Experience (Credit for Specialized Experience on resume must reflect 40 hours/Full-time per week for each period of work):

GS-14: You must have one (1) year of specialized experience that has equipped you with the particular knowledge, skills, and abilities to successfully perform the duties of the position, and that is typically in or related to the work of the position to be filled. To be creditable, specialized experience must have been equivalent to at least the GS-13 level in the Federal Government or other equivalent pay systems. Specialized experience includes:

  • Experience analyzing and monitoring power, high tech, commodities, manufacturing transactions and/or post-default loan recoveries;
  • Experience analyzing financial statements and assessing the credit risk across a range of corporate and project finance borrowers;
  • Experience evaluating country, industry, legal, and/or technical risks affecting repayment capacity;
  • Experience managing and monitoring loans, including identifying emerging risks and developing mitigation strategies to preserve asset quality; AND
  • Experience developing and executing restructuring or recovery strategies for distressed assets, including negotiation with borrowers, guarantors, and creditor.


Education cannot be substituted for experience at the GS-14 grade level.

For qualification determinations, your resume must contain the following for each work experience listed:

  • Organization/Agency's Name
  • Title
  • Salary (series and grade, if applicable)
  • Start and end dates (including the month and year)
  • Number of hours you worked per week
  • Relevant experience that supports your response to the specialized experience that is stated in the job announcement


If your resume does not contain this information, your application may be marked as incomplete and you will not receive consideration for this position.

NOTE: Do not copy and paste the duties, specialized experience, or occupational assessment questionnaire from this announcement into your resume as that will not be considered a demonstration of your qualifications and your application may be marked as incomplete/ineligible and you will not receive consideration for this position.

Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community; student; social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

Part-time and/or unpaid experience related to this position will be considered to determine the total number of years and months of experience. Be sure to note the number of paid or unpaid hours worked each week.

Foreign Education: If you are qualifying by education and/or you have education completed in a foreign college/university described above, it is your responsibility to provide transcripts and proof of U.S. accreditation for foreign study. Please visit the following links for more information:

  • http://www.naces.org
  • http://www.fceatlanta.com


Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.

Additional information on the qualification requirements is outlined here.

All requirements must be met by 09/02/2026, the closing date of the announcement.

Education

Additional information

Current or Former Political Appointees: Pursuant to the Office of Personnel Management (OPM) oversight authority under section 1104(b)(2) of title 5, United States Code (U.S.C.) and section 5.2 of title 5, Code of Federal Regulations, OPM requires agencies to seek their approval prior to appointing any current or former political appointee to a permanent position (without time limits) in the civil service. A former or recent political appointee is someone who held a political appointment covered by OPM's policy within the previous 5-year period. OPM's oversight in this area safeguards merit system principles as well as fair and open competition free from political influence. If you are currently employed, or have been employed within the last 5 years, you must disclose this information. Failure to disclose this information could result in disciplinary action including removal from Federal Service.

Please visit the following link for the types of political appointments.

Agency Career Transition Assistance Program (CTAP) or the Interagency Career Transition Assistance Program (ICTAP) Eligibles: These programs apply to employees who have been involuntarily separated from a Federal service position within the competitive service or Federal service employees whose positions have been deemed surplus or no longer needed. To receive selection priority for this position, you must: 1) meet CTAP or ICTAP eligibility criteria; 2) be rated well-qualified for the position with a score of 80 or above based on the competencies listed above; and 3) submit the appropriate documentation to support your CTAP or ICTAP eligibility. For more information, please click here.

Veterans: All veterans must meet the qualification requirements of the position for further consideration. For more information on veterans' preference, please click here.

Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law.

Ethical Standards/Financial Disclosure: EXIM is committed to the highest ethical standards. As an employee, you will be covered by the criminal conflict of interest statutes and the Standards of Ethical Conduct for Employees of the Executive Branch. You will be required to complete new employee ethics training within 3 months of your appointment.

If this position is subject to financial disclosure requirements (either public or confidential depending upon your position), you will be required to complete a new entrant financial disclosure report within 30 days of your appointment.

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Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.

Benefits

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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.

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Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

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