Pinnacle living

Loan Officer

Pinnacle living$130K — $175K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in lending preferred
  • Knowledge of agriculture, commercial, and consumer lending procedures
  • Understanding of credit structuring and general banking principles
  • Experience in sales and marketing practices
  • Strong communication skills, both with clients and coworkers
  • Proficient in loan pricing and operational software
  • Ability to maintain confidentiality and demonstrate strong problem-solving skills

Responsibilities

  • Prospect and solicit new loans while cross-selling other banking services
  • Manage a diverse portfolio, conducting account reviews and resolving issues
  • Interview loan applicants to evaluate creditworthiness and financial conditions
  • Review and approve or deny loan requests within established limits
  • Monitor repayment activities and take action on delinquent accounts
  • Participate in budget preparation and strategic planning for the department
  • Engage in community and civic events to represent the bank

Benefits

  • Full-time employment with standard working hours plus rotating Saturdays
  • Opportunity to engage with and support the community
  • Potential involvement in departmental decision-making processes
  • Professional development through participation in loan committee
  • Possibility for growth within a diverse range of lending products
Full Job Description
Loan Officer

Application Deadline: 15 June 2026

Department: 1373-Basalt

Employment Type: Full Time

Location: Basalt, Colorado

Compensation: $130,000 - $175,000 / year

Description

GENERAL SUMMARY:

Manages a portfolio of all types of loan/depository accounts. Responsible for prospecting new customers and cross-selling other banking services.

RESPONSIBILITIES AND DUTIES:
  1. Prospects new customers and solicits new loans. Cross-sells other banking services to new and existing customers. Maintains on-going customer contact to ensure good customer relations.
  2. Performs on-going management of a portfolio of all types of account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors, etc. Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness. Monitor customers' financial condition.
  3. Reviews and approves or denies loan request to new or existing customers up to a pre-determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. May serve and vote as a member of the bank loan committee.
  4. Monitors loan repayment activities, take necessary action to collect past-due accounts.
  5. May participate in preparation of department budget, goals and objectives and strategic planning.
  6. Participates in civic and community organizations, representing the bank, but following personal interests. Attends customer and bank sponsored events.
  7. Performs other related duties as assigned by management.
  8. Ability to maintain regular and reliable attendance


KNOWLEDGE, SKILL, AND ABILITIES:
  • Knowledge of agriculture, commercial and consumer lending procedures.
  • Knowledge of credit structuring.
  • Knowledge of general banking principles and banking.
  • Knowledge of sales and marketing practices and principles.
  • Skill in communicating with clients and co-workers in courteous and professional manner.
  • Skill in operating computer terminals and printers.
  • Skills in pricing loans.
  • Ability to maintain a high level of confidentiality.
  • Ability to problem solve.
  • Ability to make sound decision using information at hand.
  • Ability to demonstrate accuracy and efficiency in a fast-paced environment.
  • Ability to function as a team player.


EDUCATION AND EXPERIENCE:
  • College degree preferred
  • Three years lending experience is preferred.


PHYSICAL REQUIREMENTS:

NOTE:

The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of person so classified.

More Details

Monday - Friday with rotating Saturdays

About Pinnacle living

Pinnacle Financial Partners is an American bank headquartered in Nashville, Tennessee operating in Middle Tennessee, East Tennessee, and, since June 2017, North Carolina, South Carolina, and Virginia.
Learn more about Pinnacle living
Industry
Founded
1980

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