Loan Advisor (St. Louis)

Tomo Mortgage LLC

$100K — $400K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • NMLS MLO License required.
  • 4+ years of residential mortgage lending experience.
  • Excellent communication skills with clients and team members.
  • Proven ability to build and maintain relationships quickly.
  • Balanced approach with both 'hunter' and 'gatherer' mindsets.
  • Knowledge of loan products, pricing strategies, and underwriting systems.
  • Strong organizational skills to manage high transaction volumes.

Responsibilities

  • Advise prospective homebuyers on the financing process.
  • Collaborate with internal sales and operations teams for smooth loan manufacturing.
  • Manage and convert a pipeline of warm leads to closed deals.
  • Identify creative solutions to meet unique customer needs.
  • Ensure compliance with investor guidelines for underwriting submissions.
  • Quote accurate rates and guidelines for clients.
  • Become proficient in POS, CRM, and LOS systems for efficiency.

Benefits

  • Career growth opportunities within the company.
  • Industry-leading training and development program.
  • Equity ownership through stock options for all teammates.
  • Comprehensive medical, dental, and vision plans, with some fully covered.
  • Generous paid time off policy to promote work-life balance.
  • Paid parental leave for new parents.
  • 401(k) retirement plan.
Full Job Description
Mortgage Loan Officer

Location: St. Louis, MO

Reports To: Sales Manager

Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday)

The Role

Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, tech driven process and re-write the playbook for others to follow. We've found that elite performers have a strong desire to associate with other elite performers and we aim to build around that. Day by day we're cultivating the most effective sales organization in America.

** You must have an NMLS MLO License.

What You'll Do:
  • Advise Tomo's prospective homebuyers and guide them through the home financing process.
  • Work hand in hand with other internal sales/operations teams to ensure smooth and frictionless manufacturing of loans.
  • Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the industry.
  • Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
  • Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
  • Quote rates and guidelines with accuracy and fairness.
  • Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.
  • Regularly visit our office in St. Louis.


What Makes You a Great Fit:
  • Residential mortgage lending experience (4+ years and active licenses).
  • World class at taking buyers from "hello" to "keys in hand." Fearless in the pursuit of excellence and perfecting your craft.
  • Communication expert - both externally with clients/agents as well as internally with Tomo team members.
  • Building relationships quickly with all parties.
  • Balancing a "hunter" and "gatherer" mindset.
  • Industry knowledge of loan products and pricing strategies.
  • Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
  • Multitasking and staying organized while balancing high quantities of transactions.
  • Perceiving problems and anticipating needs of customers, real estate agents or partners.
  • The drive to build something new. Detail-oriented with a strong focus on quality.

Preferred Qualifications:
  • Experience in a tech startup environment.


What's in it for you?
  • Career growth: Multiple paths within Tomo, including elite sales and leadership opportunities.
  • Skill development: Proven industry leading training and development program designed to upskill our sales talent.
  • Competitive compensation: On-target earnings of ~$100,000. There is uncapped commission potential where many fall between $200,000-$400,000 annually present day.
  • Equity ownership: All teammates receive stock options.

Employee Benefits

We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to):
  • Equity Ownership: All teammates receive stock options-we win together
  • Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
  • Work-life balance and a generous paid time off policy
  • In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
  • 401(k) retirement plan

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