Moody's Investors Service

Let's begin! VP-Ratings (Municipal Supported Products) (15176)

Moody's Investors Service$200K — $290K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of advanced credit analysis or risk assessment experience, particularly in public finance or structured finance
  • Familiarity with gas and electric prepayment transactions preferred
  • Strong ability to read and analyze complex legal documents
  • Proficient in cash flow modeling, ideally related to bond transactions
  • Direct experience collaborating with legal counsel and financial entities
  • Demonstrated analytical competence in evaluating complex financial structures
  • Excellent communication skills for articulating credit views effectively
  • Proficient in AI concepts to enhance workflow efficiency

Responsibilities

  • Serve as a sector expert delivering high-quality credit analysis
  • Rate and surveil complex debt instruments with credit support
  • Collaborate with analysts on transactions involving unique structures
  • Handle high-profile credits and serve as a domain expert for stakeholders
  • Contribute to research development and author sector-leading insights
  • Maintain external relationships and represent Moody's in discussions
  • Support methodology advancements and strategic AI-enabled projects
  • Coach and provide guidance to junior analysts and apprentices

Benefits

  • Comprehensive medical, dental, and vision coverage
  • Paid parental leave and generous paid time off
  • 401(k) plan with employee and company contributions
  • Life, disability, and accident insurance
  • Discounted employee stock purchase plan
  • Tuition reimbursement for career development
Full Job Description
Skills and Competencies
  • Typically 7+ years of demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance and/or structured finance sectors
  • Experience in gas and electric prepayment transactions and structures that include bank support would be strongly preferred but not required
  • Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions
  • Cash flow modeling experience, preferably related to bond transactions
  • Experience working directly with legal counsel, underwriters, and bankers
  • Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis
  • Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders
  • Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes
  • Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency.


Education
  • Bachelor's degree required; Master's degree preferred, ideally with a focus in finance, real estate, economics, statistics, public policy, public finance, or law


Responsibilities

The Vice President on the Municipal Supported Products team is a senior analytical contributor and domain expert who delivers best-in-class credit analysis, methodology application and market engagement.
  • Serve as a sector or domain expert responsible for delivering consistently high-quality credit analysis and maintaining rating accuracy within their area
  • Rate and surveil a broad variety of complex debt instruments that typically have some form of credit support or enhancement, including letters of credit, gas and electric prepayment deals, cash collateralized transactions, and tender option bonds
  • Collaborate with analysts across the department on transactions with unique structural elements, such as USDA bond anticipation notes and guarantees
  • Typically handle high-profile or complex credits and serve as a domain-level expert for internal and external stakeholders
  • Contribute to research development, authoring sector-leading insights and participating in cross-sector analytical work
  • Maintain strong external relationships within their domain and represent Moody's in market-facing discussions
  • Support methodology thinking, contribute to strategic projects, and help advance AI-enabled analytical and workflow improvements
  • Act as day-to-day coaches for more junior and Apprentice Analysts, providing technical guidance, feedback, and support


About the Team

Our Public Finance Group team is responsible for delivering high-quality credit opinions and insights that support transparent and efficient markets and contribute to Moody's reputation as a trusted source of credit expertise. By joining our team, you will be part of exciting work in public sector credit analysis across diverse communities and will leverage emerging AI tools that strengthen analytical depth, enhance workflow efficiency and support responsible innovation in our ratings processes.

For US-based roles only: the anticipated hiring base salary range for this position is $200,000.00 - $290,000.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

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Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Founded
1900

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