Moody's Investors Service

Let's begin! AVP-Ratings (RMBS SFG) (14213)

Moody's Investors Service • $161K — $234K *
New York, NY 10025In-Person
Finance & Insurance
5 - 7 years of experience
6 days ago
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in a relevant role, preferably with RMBS knowledge.
  • Strong communication and presentation skills necessary for customer interaction.
  • Ability to perform cash flow analysis and model financial scenarios with analytical tools.
  • Experience implementing AI solutions to improve business processes and risk management.
  • Capacity to work independently while being highly organized and meeting deadlines.
  • A degree in economics, finance, or a related quantitative field.

Responsibilities

  • Perform analyses to assign ratings on U.S. RMBS structured finance transactions and generate publishable research.
  • Lead rating committees and communicate credit risk analysis, including cash flow assessments.
  • Conduct special projects to enhance thought leadership in credit markets using digital tools and AI.
  • Act as the lead analyst for new U.S. RMBS transactions, analyzing credit and legal documents for rating recommendations.
  • Represent the team in meetings and industry events to discuss transaction credit analysis.
  • Mentor junior analysts and assist the RMBS surveillance team as needed.
  • Produce in-depth research reports and articles on credit issues impacting the industry.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • Generous parental leave and paid time off.
  • 401(k) plan with employer matching contributions.
  • Life, disability, and accident insurance included.
  • Discounted employee stock purchase plan available.
  • Tuition reimbursement for further education.
Full Job Description

Skills and Competencies
  • Excellent verbal and written communication and presentation skills.
  • Strong modelling skills and ability to perform cash flow analysis using analytical tools, or willingness and ability to develop these skills.
  • Sound judgment and highest ethical standards.
  • Capable of developing independent opinions and defending own views clearly and succinctly.
  • Professional, pro-active, collaborative, responsive.
  • Highly organized and efficient, with ability to multi-task and meet tight deadlines.
  • Strong teamwork skills and works well with colleagues with different viewpoints.
  • Ability to work on own initiative, without the need for close supervision.
  • Knowledge of and work experience in RMBS is strongly preferred.
  • Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement
  • AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.

Education
  • Preferred degree in economics, finance, statistics, applied mathematics, financial engineering or related quantitative field with five or more years of relevant work experience.

Responsibilities
  • The individual will be primarily responsible for performing analysis to assign ratings on U.S. RMBS structured finance transactions and producing publishable research. The candidate will be expected to lead rating committees and offer their analysis of the credit risk, including cash flow analysis of the transactions and conduct appropriate market dialogue around transaction credit analysis.
  • The individual is also expected to undertake special projects intended to enhance Moody's thought leadership in credit markets and operational efficiencies, including digital enablement projects where data analytics and Generative Artificial Intelligence (GenAI) are applied to deliver innovative solutions.
  • Act as lead analyst for new issuance U.S. RMBS transactions. Analyze transaction credit and cash flows and analyze transaction and legal documents to formulate rating recommendations and opinions.
  • Communicate effectively with customers.
  • Involvement in a variety of projects to improve our capabilities, both analytically and operationally.
  • Represent the team in operational reviews, issuer and investor meetings, and industry events.
  • Write publishable research, including transaction-related reports, articles and in-depth reports on credit issues affecting the industry.
  • Assist the RMBS surveillance team where appropriate.
  • Act as a mentor to less experienced analysts in the team and RRS.

About the team

Moody's U.S. RMBS New Ratings Team in the structured finance department is responsible for assigning ratings on a wide variety of securitizations backed by residential mortgages and other similar products. The team also produces timely and high-quality research on developing trends and events in the mortgage market through sector and issuer comments and in-depth research reports, and also participates in industry conferences and investor/issuer meetings.

For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

Search Moody's Investors Service Jobs

Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Finance & Insurance
Founded
1900
* Ladders Estimates

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