Mercury Insurance

Lead Data Scientist - Property Catastrophe (CAT) Modeling & Geo-Analytics

Mercury Insurance$118K — $230K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in a technical field or equivalent experience
  • 7+ years in data science, machine learning, or growth analytics
  • Expert-level proficiency in SQL and Python
  • Strong experience with statistical software packages (Python, R, SAS)
  • Ability to operate in ambiguous 'zero-to-one' problem spaces
  • Experience in P&C insurance and leading projects is preferred

Responsibilities

  • Partner with Marketing, Sales, and CX leaders to identify growth opportunities
  • Develop analyses, models, and frameworks for customer acquisition and retention
  • Build scalable machine learning solutions for growth efficiency
  • Drive growth through data-driven experimentation and modeling
  • Translate data insights into actionable recommendations
  • Collaborate with engineering to productionize models and analytics
  • Mentor junior data scientists and drive best practices in analytics

Benefits

  • Competitive compensation
  • Flexibility to work from anywhere in the US
  • Paid time off including vacation, sick time, and holidays
  • Incentive bonus programs
  • Comprehensive medical, dental, and vision insurance
  • 401(k) plan with company match
  • Engaging work environment with promotional opportunities
  • Education assistance and development resources
  • Company recognition program
  • Health and wellbeing resources including therapy sessions
Full Job Description
Position Summary:

 

We are looking for an experienced Lead Data Scientist to join our Growth Data Science team at Mercury Insurance. In this role, you will partner closely with our Marketing, Sales, and Customer Experience organizations to identify growth opportunities, optimize acquisition and engagement strategies, and deliver scalable, data-driven solutions. You will act as a thought leader—bring deep technical expertise, strong business intuition, and the ability to drive measurable business value through automated, domain-specific AI solutions.

 

Geo-Salary Information

An in-person interview may be required during the hiring process

 

State specific pay scales for this role are as follows:

$118,664 to $230,619 (NJ, NY, WA, HI, AK, MD, CT, RI, MA)

$107,876 to $209,653 (NV, OR, AZ, CO, WY, TX, ND, MN, MO, IL, WI, FL, GA, MI, OH, VA, PA, DE, VT, NH, ME)

$97,089 to $188,688 (UT, ID, MT, NM, SD, NE, KS, OK, IA, AR, LA, MS, AL, TN, KY, IN, SC, NC, WV)

 

In CA: Typical hiring range is $157,177.35  to $218,301.88 

 

The expected base salary for this position will vary depending on a number of factors, including relevant experience, skills and location.

Responsibilities

Essential Job Functions:

  • Work directly with Marketing, Sales, and CX leaders to diagnose business challenges, define analytical roadmaps, and drive growth strategies.
  • Develop rigorous analyses, models, and frameworks to optimize customer acquisition, lifecycle engagement, and retention.
  • Build scalable machine learning solutions (e.g., targeting, segmentation, uplift modeling, LTV prediction) that improve growth efficiency and ROI.
  • Drive acquisition, retention, and monetization through data-driven experimentation and modeling. 
  • Translate complex data insights into clear, actionable recommendations that influence decision-making at all levels of the organization.
  • Collaborate with engineering teams to productionize models and analytics pipelines with high reliability and performance.
  • Familiar with state of art AI solutions in Data Science domain and mentor Jr. data scientists.
  • Drive best practices in experimentation, measurement, and growth analytics across the company.

 

Qualifications

Education:

Minimum:

  • Bachelor's degree in Computer Engineering, Computer Science, Mathematics, Electrical Engineering, Information Systems, or related technical field Or equivalent combination of education and/or experience

Preferred:

  • MS/Ph.D. is preferred.

Experience:

Minimum:

  • 7+ years of experience in data science, machine learning, or growth analytics, with a track record of delivering business impact.

Preferred: 

  • 5 years of experience in data mining and data/statistical analysis.
  • 5 years experience with SQL and statistical software packages (Python, R, SAS) required.
  • 5 years experience working as a data scientist or similar role, with proven track record in data processing, predictive modeling, and machine learning techniques
  • 1 year experience in P&C insurance
  • 1 year experience leading projects in group settings and mentoring peers/interns

Knowledge and Skills:

  • Expert-level SQL and Python, and experience working in modern data and ML ecosystems.
  • Experiences in growth-focused data science (e.g., paid marketing optimization, attribution, funnel diagnostics, experimentation, user segmentation).
  • Design and lead complex A/B/n testing frameworks, including multi-armed bandits and causal inference models to measure impact in ambiguous environments.
  • Hands-on experience building and deploying production ML models.
  • Experience in fine-tuning Generative AI (LLMs) for domain-specific applications is a plus.
  • Solid communication skills—able to simplify complex concepts for non-technical partners and good storytelling skills. 
  • Ability to operate in "zero-to-one" problem spaces where clear ground truths may not exist.
  • Strong product and business intuition; comfortable partnering with senior-level stakeholders.
  • Experience in a consumer, fintech, SaaS, or marketplace environment is a plus.
Perks and Benefits

We offer many great benefits, including:

  • Competitive compensation
  • Flexibility to work from anywhere in the United States for most positions
  • Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
  • Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
  • Medical, dental, vision, life, and pet insurance
  • 401 (k) retirement savings plan with company match
  • Engaging work environment
  • Promotional opportunities
  • Education assistance
  • Professional and personal development opportunities
  • Company recognition program
  • Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more
Pay RangeUSD $118,664.00 - USD $230,619.00 /Yr.

About Mercury Insurance

Mercury Insurance Group is a multiple-line insurance organization offering personal automobile, homeowners, renters and business insurance. Founded in 1961 and headquartered in Los Angeles, Mercury has assets in excess of $4 billion, employs 4,500 people and has more than 8,000 independent agents in 11 states. Mercury has been named one of America's Most Trustworthy Companies by Forbes magazine, and has been recognized as one of the Best Places to Work in Los Angeles for eight years running. The company has also been named one of America's Best Midsize Employers by Forbes.
Learn more about Mercury Insurance
Size
4,300 employees
Market Cap
$1.8 billion
Industry
Net Income
$374.6 million
Founded
1962
5 Year Trend
+4.3%
Revenue
$3.7 billion
NASDAQ

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