Wells Fargo

Lead Credit Card Acquisitions Analyst

Wells Fargo$95K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of relevant analysis experience in business, strategy, product, marketing, finance, or credit risk.
  • Familiarity with credit card acquisition strategies and customer engagement in finance environments.
  • Strong analytical skills to interpret complex data and identify business insights.
  • Experience with tools like SAS, SQL, Python, or R for data evaluation and modeling.
  • Proven track record of leading initiatives from ideation to post-launch assessment.

Responsibilities

  • Lead profit and loss initiatives for credit card products and customer performance.
  • Develop comprehensive business cases focusing on marketing and product strategy.
  • Identify innovative solutions for complex growth problems based on data-driven approaches.
  • Drive analysis with advanced models and establish measurement metrics.
  • Monitor and assess post-launch performance and identify improvements.
  • Collaborate with stakeholders on marketing acquisition and risk management decisions.
  • Mentor junior analysts in structured problem-solving techniques.

Benefits

  • Hybrid work schedule allowing flexibility.
  • Opportunity for professional growth in a high-visibility role.
  • Engagement in influencing strategy for a leading credit card portfolio.
Full Job Description

About this role:

Wells Fargo is seeking a Lead Business Analyst to help shape the strategic direction of new credit card acquisitions for Wells Fargo Branded Credit Card business. It is a Strategy/Growth role where the primary objective is building intent that drives profitable new account acquisitions. The Lead Business Analyst will play a pivotal role in defining, championing and executing strategies that enhance reach of our acquisition strategies.

At Wells Fargo, we're building the next generation of growth strategies for one of the nation's largest branded credit card portfolios. This is an opportunity to influence how millions of customers engage with our products while driving measurable business growth in a highly visible role.

As a Lead Business Analyst on the Credit Card Branch Acquisition team, you'll help shape credit card acquisition strategy for Wells Fargo Branches, across all customer segments. You'll partner with senior leaders and key stakeholders across Decision Sciences, Underwriting, Credit Risk, Finance & Legal to identify growth opportunities, optimize customer acquisition, and enhance portfolio profitability.

This role is ideal for someone who enjoys solving complex business problems, leveraging data to drive decisions, and influencing strategy within a large-scale consumer lending organization. This role is also ideal for someone who enjoys challenging status quo.

Learn more about the career areas and lines of business at .

In this role, you will:

  • Lead complex, multi-faceted profit and loss (P&L) initiatives related to Credit Card product and customer performance, marketing strategy, requiring advanced knowledge and expertise, while demonstrating end-to-end ownership through ideation, design, execution, and measurement

  • Develop, drive, and influence comprehensive, decision-ready business cases with a strong focus on competitor approaches spanning multiple domains including marketing acquisition, product strategy, and credit risk, to enhance the customer value proposition and experience

  • Identify, design, and lead innovative solutions to complex product variability and customer growth business problems based on data modeling, using hypothesis-driven approaches, and ensuring rigor in scenarios and sensitivities in positioning and performance

  • Drive analysis through advanced models and test plans; define decision metrics, guardrails, and measurement standards ensuring product and marketing strategies are responsive to macro-economic conditions

  • Monitor post-launch performance and assess risks and impacts to profit and loss, customer experience, and risk posture, identifying course corrections based on results

  • Strategically collaborate with and guide leaders and stakeholders through portfolio trade-offs, sequencing, and prioritization decisions across marketing acquisition, finance, analytics, credit risk.

  • Mentor and coach less experienced analysts on structured problem solving and decision rigor


Required Qualifications:

  • 5+ years of business analysis, strategy, product, marketing, finance, credit risk, or related analysis experience, or equivalentdemonstratedthrough one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • Develop prescreening strategies across different customer segments and different products to increase pre-screen offers for our credit cards in Branch.

  • Experience developing and executing credit card acquisition, growth, or customer engagement strategies within consumer lending, banking, fintech, payments, or financial services environment.

  • Analytical background with the ability to interpret complex data, identify trends, challenge assumptions, and translate insights into clear business recommendations.

  • Working knowledge of credit card economics, portfolio performance, acquisition channels, customer segmentation, risk strategy, profitability, or offer optimization.

  • Experience using tools such as SAS, SQL, Python, R, or similar analytical platforms to evaluate performance, build models, conduct testing, or support strategic decision-making.

  • Proven ability to lead complex initiatives from ideation through execution, measurement, and post-launch performance monitoring.

  • Experience designing or evaluating test plans, performance guardrails, measurement frameworks, or scenario analyses to support marketing, product, or acquisition strategies.

  • Experience operating in a fast-paced, high-pressure environment with shifting priorities, high visibility, and accountability for measurable business results.

  • Strong communication skills with the ability to simplify complex data and strategy for both technical and non-technical audiences.

Job Expectations:

  • Hybrid work schedule

  • Some travel may be required (up to 10%).

  • This position is not eligible for Visa sponsorship.

  • Not eligible for relocation assistance

Locations:

2200 Concord Pike, Wilmington, DE 19803

550 S Tryon St, Charlotte, NC 28202

401 Las Colinas Blvd W Bldg. A Irving, TX 75039


Posting End Date:

6 Aug 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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