About this role:

Wells Fargo is seeking a Lead Compliance Officer to join the Auto Operations Business Aligned Compliance (BACO) Team within the company's Independent Risk Management organization. This role is responsible for overseeing the implementation and maintenance of compliance risk standards and programs to ensure adherence to federal, state, agency, legal, regulatory, and corporate policy requirements. Consumer Banking and Lending Operations (CBLO) Compliance, including Auto Operations Compliance, provides ongoing oversight and subject matter expertise related to business compliance risks. The team is responsible for implementing the Compliance Program across Consumer Banking and Lending Operations lines of business and serves as an independent second line of defense. In this capacity, the team applies professional judgment to advise, challenge, and influence business partners on the effective management of compliance risk.

In this role, you will:

• Establish, implement, and maintain risk standards and programs to drive compliance with federal, state, agency, legal, regulatory, and Corporate Policy requirements.
• Provide oversight and monitoring of business group risk-based compliance programs.
• Develop, oversee, and provide independent credible challenge to standards using subject matter expertise.
• Oversee and appropriately challenge Front Line compliance-related decisions and execution.
• Maintain compliance risk expertise and provide consulting support for projects and initiatives with moderate to high risk across multiple business lines.
• Work with complex business units, rules, and regulations on moderate- to high-risk compliance matters.
• Interpret policies, procedures, and compliance requirements.
• Provide direction to the business in developing corrective action plans and effectively managing regulatory change.
• Monitor the reporting, escalation, and timely remediation of compliance issues, deficiencies, and regulatory matters.
• Identify and recommend opportunities for process improvement and risk control enhancement.
• Report findings and provide recommendations to management and appropriate governance committees.
• Interface with Audit, Legal, external agencies, and regulatory bodies on compliance and risk-related matters.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve business objectives.
• Make decisions and resolve issues to meet business objectives.
• Receive direction from leadership while exercising independent judgment and developing a deeper understanding of the function, policies, procedures, and compliance requirements.

Required Qualifications:

• 5+ years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Significant experience with lending compliance, including applicable rules and regulations (e.g., FDCPA, FCRA, UDAAP).
• Experience and understanding of auto lending operations, including servicing and collections processes.
• Ability to identify, assess, and effectively communicate risks within auto lending business processes.
• Demonstrated experience executing compliance programs that support adherence to financial services regulations and/or prudential regulatory guidance.
• Experience identifying and assessing regulatory compliance risk for large, complex financial institutions.
• Experience completing risk assessments for lending compliance functions.
• Knowledge and understanding of non-real estate consumer lending products and related compliance requirements.
• Experience with issue management and root cause analysis.
• Ability to exercise independent judgment to identify and resolve problems through effective influence and challenge.
• Strong analytical skills with high attention to detail and accuracy.
• Demonstrated ability to efficiently condense complex information and scenarios to essential elements for executive recommendations & consumption.
• Ability to communicate effectively, both verbally and in writing, with senior-level leaders.
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important.
• CRCM certification or other relevant legal (JD, paralegal), compliance, risk, or audit designation

Job Expectations:

• This position does not offer sponsorship.
• Willingness to work on-site at the stated location on the job opening.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Posting End Date:

*Job posting may come down early due to volume of applicants.