Job Description
The Lead Consultant is responsible for management and oversight of Home Office Claim Department referrals. The individual grants settlement authority on the most complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, approving requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs.

We are seeking an experienced Large Loss BI Adjuster to join our team handling high-exposure, litigated bodily injury claims. This role is responsible for investigating, evaluating, negotiating, and resolving complex casualty claims with exposures of $250,000 or more. The ideal candidate will have experience handling high-exposure, litigated claims, with a strong background in Commercial Auto, Personal Auto, Homeowners, and/or General Liability. Candidates should be skilled in evaluating complex losses, assessing risk and exposure, and driving claims through to successful resolution.

Key Responsibilities
• Reviews and provides approval on cases which the MCO plans to take to trial
• Reviews coverage, liability, and/or damages on the most complex cases referred for authorization and collaborates with Field leadership on additional steps to be taken and other feedback and direction
• May serve as specialist and subject matter expert on projects as needed
• Performs file reviews for various highly complex projects or for cases in litigation, analyzes data, and reports findings
• Reviews cases to determine if CWP is appropriate given gross tort value exposure
• Supports the Field with discretionary referrals on the most complex coverage issues and engages Home Office Claim litigation for involvement and direction, as needed
• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLs), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases
• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Supervisory Responsibilities
• This job does not have supervisory duties.

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Skills
Automobile Accidents, Bodily Injury Claims, Casualty Insurance, Casualty Management, Claims Litigation, Complex Claims, Fatal Accidents, General Liability Insurance, Homeowners Claims, Homeowners Insurance, Homeowners Insurance Claims, Large Loss Claims, Liability Insurance, Litigation, Personal Injury Claims

Compensation
Compensation offered for this role is 98,100.00 - 167,850.00 annually and is based on experience and qualifications.

Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.