Junior Underwriter

Summary/Job Purpose:

The Junior Underwriter is responsible for underwriting and servicing Excess Casualty business on a nationwide basis in accordance with Corporate goals and objectives.

Essential Functions:

• Underwrites and services Excess Casualty risks within underwriting authority. Monitors underwriting results, premium and loss trends within assigned book of business.

• Reviewing submissions to determine acceptability of risk in accordance with Company guidelines and standards.
• Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors. 
• Applying appropriate pricing techniques according to company filings and state/bureau conformance.
• Working with brokers and clients to create customized insurance solutions.
• Documents accounts in accordance with regulatory and internal underwriting guidelines.
• Analyzes Policy forms and endorsement requests from brokers.

• Assists in establishing and executing effective and efficient broker and client visits (with appropriate business units – Risk Engineering, Claims and Marketing Representatives) in order to maintain existing, and increase new, business.
• Performs other duties as assigned.                                                                                      

Supervisory Responsibilities:

This position has no supervisory responsibilities.

Qualifications:  To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience Required: 

• High school degree (or GED) required. Bachelor’s degree preferred
• 1-2 years insurance experience is preferred, including 2+ years in an Underwriting Assistant / Associate role is preferred or applicable industry experience.
• Knowledge of underwriting and rating principles, guides, policy forms, rating manuals and statutory regulations is required.
• Excellent written and verbal communication skills
• Effective negotiation skills
• Good organization skills

Other Skills and Abilities Required:

Excellent Organizational and computer skills

20% travel.

Salary: The base pay range is $790,000.00 - 105,000.00 . Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.

Additional Benefits:  
Healthcare and Retirement Benefits
Comprehensive medical, dental, and vision coverage
401(k) with a generous employer match and profit-sharing contribution
Wellness incentive program
Life and accidental death and dismemberment (AD&D) insurance
Flexible spending programs
Short-term and long-term disability plans

Additional Benefit Programs
Paid time off program
Paid charitable leave
Paid parental leave
Tuition reimbursement program
Personal insurance (auto/homeowners) discounts

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It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!