Investment Banking Analyst - Trade and Sustainable Commodity Finance - Corporate & Investment banking - New York, New York, United States

Societe Generale

$100K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of experience in a similar role
  • Degree in Business, Accounting, Math, or Science with credit training
  • Experience in writing credit proposals
  • Strong understanding of financial statements including balance sheets, income statements, and cash flows
  • Familiarity with corporate finance products and commodity hedging concepts
  • High-level competency in Microsoft Office for financial analysis
  • Strong communication and writing skills, results-oriented mindset

Responsibilities

  • Assist client executives in managing and developing client relationships
  • Analyze and draft financing and credit proposals
  • Perform due diligence and negotiate deal terms alongside deal leaders
  • Coordinate with deal participants and negotiate closing documents as needed
  • Monitor account compliance and financial performance of portfolio accounts
  • Report operational and compliance variances to team leadership
  • Participate in industry seminars to foster networking and generate deals

Benefits

  • Competitive benefits package including medical, dental, and vision coverage
  • 401(k) plan with company match
  • Wellness programs and benefits
  • Support for fertility and student loan repayment assistance
  • Opportunity for an annual discretionary bonus
Full Job Description
ResponsibilitiesJob Overview and Scope:Assist client executives in management of a portfolio of client relationships (existing and new) as well as in development and expansion of these relationships. Analyze and draft financing/credit proposals; work with relationship managers to obtain approvals from senior management and credit department, assist in closing deals, incl legal reviews and administrative tasks / compliance. Monitor completed transactions, account reporting, recommend improvements, ensure data quality on clients in all banks systems, assist in ensuring compliance with all policy and procedures. Adhere to Culture and Conduct requirements.Responsibilities:Client development:Assist in screening of financing transactions: assists in development of deal flow. Performs analysis of proposals against established criteria (business and credit quality) and recommends action.Analyze deals, perform certain core due diligence processes for qualified deals and participate in negotiating terms of direct deals (in conjunction with deal leader and product specialists). Assist in transaction approval process, including dealing with senior management and credit officers. Co-ordinate with other deal participants. Sometimes negotiates closing documents with applicable advisors (e.g. lawyers, accountants, etc.).Develop effective working relationships with other departments (including credit department) and product specialists to incorporate their expertise in client management.Build business relationships with clients, industry peers, other bank's syndication groups and applicable industry associations. Participate in industry seminars and conferences to foster business networking and deal generation.Portfolio Management:Monitor and report on account compliance and financial performance of assigned portfolio accounts.Identify and report on operating and compliance variances to team leader and credit function and obtain requisite approvals from senior management for credit amendment(s).Ensure data quality integrity for the assigned portfolio; and compliance with internal and external policies and procedures.Handle legal documentation where/when appropriate Handle ongoing administrative requirements including closing / deal renewal processes Advises on portfolio developments and new opportunities.Assists in executing exit strategies in keeping with overall business objectives. Profile required2+ years experience in similar roleBusiness/Accounting/Math/Science degree with credit trainingExperience in writing credit proposalsAnalytic/systematic thinker, strong ability to identify core issues in business models and transactions.Understands financial statements/accounting: balance sheet, income statement, cash flowExperience in quantifying and qualifying business and financial risk.Some knowledge of corporate finance products including bank credit facilities, public debt and equity issuance and some basic familiarity with (commodity) hedging concepts.High-level competency in computer-based financial analysis and presentation (Microsoft Office)Team player creative, persistent, high energy, confident, results-oriented, good communicator, strong writing skills and committed to achieving objectives. Committed to meet deadlines COMPENSATION:Base salary range does not include overtime pay, bonus and/or other benefits, where applicable. Actual base salary offer will vary based on skills and experience. The role is eligible for an annual discretionary bonus and includes a competitive benefits package including 401(k) plan with company match, medical/dental/vision, and other benefits for fertility, wellness, student loans and commuters.

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