Job Description

The Intraday Liquidity (IDL) Product team sits within Corporate Treasury and is responsible for providing the firm with the capability to monitor, analyze, and manage global intraday cash and payment activity. The team owns a proprietary real-time product, also called Intraday Liquidity (IDL), that connects to several external and internal upstream systems including central banks, clearing houses, Financial Market Infrastructures (FMI)s and in-house payment systems, to provide a near real-time view of the firm's intraday liquidity position. The team partners closely with Wholesale Payments Technology, Treasury Funding, Liquidity Strategy, Liquidity Management, Liquidity Risk Management, and lines of business to strengthen the firm’s intraday liquidity operating model.

As a member of the IDL Product team, you will support high-priority global product initiatives, sophisticated analytics, and a robust controls framework. This role is well suited for a highly analytical, detail-oriented candidate who can translate business needs into clear requirements, work effectively with technology partners, and help deliver solutions in a fast-paced, globally connected banking environment.

The role also provides exposure to the firm’s rapidly evolving AI-assisted software delivery model, including agentic workflows to improve requirements intake, solution delivery, and real-time UI/UX design collaboration.

Job Responsibilities: 

• Support the IDL book of work, including product enhancements, operational priorities, analytics requests, and control-related deliverables

• Partner with stakeholders to gather requirements, document business needs, support agile prioritization, and help move enhancements through the SDLC lifecycle

• Apply analytical frameworks, data visualization, and data sourcing tools to evaluate business problems and recommend practical solutions for integration into the IDL platform

• Analyze large payments and liquidity datasets to identify trends, validate assumptions, perform due diligence, and support requirements definition for technology partners

• Contribute to intraday liquidity management activities, including oversight of USD balances, maintenance of the USD Intraday Liquidity playbook, simulation exercises, and business resiliency planning

• Collaborate with cross-functional partners to execute and enhance controls that support effective management of intraday liquidity flows

Required Qualifications, Skills, and Capabilities:

• Bachelor’s degree required; concentration in Finance, Economics, Engineering, Computer Science, Mathematics, Data Science, or a related analytical discipline preferred

• 1+ years of experience in finance, treasury, payments, product management, technology delivery, consulting, data analytics, or a high-growth fintech environment

• Experience working with data analytics tools such as SQL, Python, Tableau, Databricks, or comparable platforms

• Advanced proficiency in Microsoft Excel and PowerPoint, with the ability to produce clear analysis and senior-ready materials

• Strong quantitative, analytical, and problem-solving skills, with exceptional attention to detail and a disciplined approach to working with data

• Highly organized self-starter who can manage multiple priorities, operate under time pressure, and drive deliverables to completion

• Clear, concise written and verbal communication skills, with the ability to engage effectively with business, product, technology, and control partners across the firm

Preferred Qualifications, Skills, and Capabilities:

• Working knowledge of SDLC, Agile delivery, Jira, Confluence, user stories, acceptance criteria, and release management practices

• Familiarity with AI-assisted development or productivity tools, such as GitHub Copilot, VS Code, or comparable workflow automation capabilities

• Ability to break down complex problems, synthesize inputs from multiple stakeholders, and deliver practical recommendations in a global operating environment

• Intellectual curiosity, sound judgment, and a demonstrated desire to learn new products, technologies, and market infrastructure concepts

• Ability to apply analytical rigor while remaining pragmatic, execution-focused, and responsive to changing priorities

• Demonstrated ability to develop clear narratives from data and communicate insights to both technical and non-technical audiences