Description

American Credit Acceptance (ACA) is seeking an experienced and curious Internal Audit Manager to join our Internal Audit team. This is an opportunity to lead meaningful, risk-based audits across a diverse and evolving business while developing talented auditors and partnering directly with leaders throughout the organization.

This isn't a role focused on checking boxes. You'll be expected to understand how the business works, identify the risks that matter, ask thoughtful questions, and turn audit work into practical insights that help ACA strengthen its operations.

Reporting to the Chief Audit Executive, you'll have exposure across the organization and the opportunity to influence how Internal Audit continues to evolve.

What You'll Do

• Lead Risk-Based Audits: Plan and manage operational, financial, compliance, regulatory, third-party, and other risk-based reviews from risk assessment through final reporting.
• Understand the Business: Develop a strong understanding of business processes, systems, risks, and strategic priorities to focus audit work where it matters most.
• Develop Your Team: Coach auditors through planning, interviewing, testing, documentation, critical thinking, issue development, and stakeholder communication.
• Deliver Actionable Insights: Translate complex audit results into clear, concise messages that help management understand the risk and take meaningful action.
• Build Strong Partnerships: Establish trusted relationships with business leaders while maintaining Internal Audit's independence and objectivity.
• Apply Professional Judgment: Determine the appropriate depth of testing based on risk rather than relying on a one-size-fits-all audit approach.
• Identify Emerging Risk: Recognize changes in processes, technology, regulation, third parties, and the business environment that may create new or evolving risks.
• Drive Audit Quality: Review workpapers and audit deliverables to ensure conclusions are well-supported, risk-focused, and consistent with Internal Audit standards.
• Improve How We Audit: Identify opportunities to use data, technology, automation, and new approaches to make audit work more efficient and insightful.
• Support Enterprise Initiatives: Partner with external auditors and other assurance functions and participate in advisory or special projects when Internal Audit can provide value.

What You Bring

Must-Haves:

• Bachelor's degree in Accounting, Finance, Business, Risk Management, or a related field, or equivalent relevant experience.
• Approximately 5+ years of progressive experience in internal audit, external audit, risk, compliance, financial services, or another relevant discipline.
• Experience leading audits, projects, or complex reviews from planning through reporting.
• Demonstrated ability to coach, review, and develop others.
• Strong understanding of risk assessment, internal controls, audit methodology, and issue development.
• Strong analytical and critical-thinking skills.
• Excellent written and verbal communication skills, including the ability to communicate difficult or sensitive issues professionally.
• Ability to build relationships with stakeholders while maintaining appropriate professional skepticism and independence.

Nice-to-Haves:

• CIA, CPA, CFE, CRCM, or other relevant professional certification.
• Experience within financial services, consumer lending, banking, or another regulated industry.
• Experience with data analytics or audit technology.
• Familiarity with third-party risk, regulatory compliance, financial controls, or consumer finance regulations.
• Experience with AuditBoard or another audit/GRC platform.

What Success Looks Like

Success in this role isn't measured simply by completing audits. You'll be successful when your team grows, your audits focus on the risks that matter, your conclusions are well-supported, business leaders understand the value behind your work, and your insights help ACA make better-informed decisions.

What We Offer

• Professional Development: Support for certifications, conferences, and leadership training.
• Team Support: Work with a collaborative, engaged, and innovative team that values diversity and inclusion.
• Leadership Access: Collaborate directly with ACA's IT and business leadership to drive meaningful change.
• On-Site Perks: Access to professional office amenities, free parking, and team-building events.

Supervisory Responsibility

This position includes direct management of Audit staff, including their day-to-day responsibilities, training, and career development.

Work Environment

This full-time, on-site role operates in a professional office environment. The schedule is Monday-Friday with occasional flexibility as required.

Travel

Up to 10% travel is required.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.