Deutsche Bank

Instant Payments Product Management Lead for the US

Deutsche Bank$140K — $217K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of product management experience in financial services
  • Proven capability in managing product life cycle and delivery
  • Strong stakeholder management skills, fostering deep relationships to drive product success
  • Prior experience in the payments sector with understanding of real-time payment processes
  • Effective verbal and written communicator, fluent in English; knowledge of Portuguese, Spanish, or German is advantageous

Responsibilities

  • Collaborate with cross-functional teams to enhance product offerings
  • Define and implement business requirements while ensuring compliance
  • Manage dependencies, risks, and issues throughout product development
  • Shape and execute the regional Instant Payments product strategy
  • Oversee the full product lifecycle from ideation to optimization
  • Develop client value propositions and pricing strategies
  • Stay updated on regulatory changes and market trends to maintain product competitiveness

Benefits

  • Diverse and inclusive workplace culture
  • Hybrid work model with flexibility for remote work
  • Comprehensive health and wellness benefits
  • Generous vacation and personal time off
  • Employee Resource Groups for engagement and support
  • Educational resources and volunteer programs available
Full Job Description
Job Description:

Job Title Instant Payments Product Management Lead for the US

Corporate Title Vice President

Location New York, NY

Overview

The product management team of Instant Payments is part of the Corporate Bank division of Deutsche Bank and is passionate about creating value for customers and stakeholders by delivering real-time payment solutions globally that are user-friendly, reliable, and scalable. As the Instant Payments Product Management Lead for the US, you will participate in the (Global) product planning and execution throughout the product lifecycle for new or existing products with focus on the US market. Your role encompasses a broad set of activities required to get the product and related features to market and to support it thereafter. You will participate in business case development and business analysis to identify how value is created, specific price points and analysis of market sizing / potential.

What You’ll Do

  • Work in close cooperation with other teams, such as Product & Sales and other corporate functions covering IT and Operations but also with Clients and Interbank Forums, to maintain and develop the product offering
  • Define, document, and implement all underlying business requirements and market problems ensuring compliance with Deutsche Bank policies, understand the Instant Payment Risk Profile, Support the regular Risk review of Product in the respective Markets
  • Manage Dependencies, Risks and Issues in close interaction with the respective domain & Tribe Leads
  • Own the regional Instant Payments product strategy and roadmap for the US, ensuring alignment with global product strategy and regional market opportunities
  • Lead the end-to-end product lifecycle including ideation, design, development, launch, and ongoing optimization of instant payment capabilities
  • Define and evolve the client value proposition, pricing strategy, and commercialization approach to drive adoption and revenue growth
  • Monitor and respond to regulatory developments, payment scheme evolution, and market trends, ensuring product readiness and competitive positioning
  • Partner with technology, operations, compliance, and regional business teams to deliver scalable and resilient instant payment solutions
  • Represent the product in client engagements, industry forums, and strategic partnerships, strengthening Deutsche Bank’s leadership position in real-time payments
  • Track product performance, client adoption, and financial outcomes, continuously refining the product roadmap to maximize client value and business impact

Skills You’ll Need

  • Product Management experience, with an exposure to managing product life cycle, delivery, risk, governance, commercialization of products and experience in the development of a product
  • Capable of independent and pragmatic pro-active work style, guaranteeing high degree of solutions and delivery achievements
  • Stakeholder management; the ability to build deep relationships with direct stakeholders and indirect stakeholders internal as well as external

Skills That Will Help You Excel

  • Experience in working on payments products, with good understanding of front-to-back payments processes, market and regulatory trends on real-time payments in the America region and an appreciation of corporate and retail use-cases for real-time payments. Experience with RTP and FedNow is a plus.
  • Be a team player with good interpersonal skills willing to take initiative pro-actively
  • Effective and concise communicator at all levels, both verbal and written. Excellent verbal and written communication skills in English (Other languages is a plus; Portuguese, Spanish & German preferred)
  • Experience having worked in Agile delivery setups at scale (preferably experience in scrum)

Expectations

It is the Bank’s expectation that employees hired into this role will work in the New York City, NY office in accordance with the Bank’s hybrid working model.

The salary range for this position in New York City is $140,000 to $ 217,000 . Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.

Deutsche Bank Benefits

At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authenti­cally and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click to learn more!

Learn more about your life at Deutsche Bank through the eyes of our current employees: 

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About Deutsche Bank

Deutsche Bank AG is a German multinational investment bank and financial services company headquartered in Frankfurt, Germany. The bank is operational in 58 countries with a large presence in Europe, the Americas, and Asia. As of 2021, Deutsche Bank is the 21st largest bank in the world by total assets. The bank offers financial products and services for corporate and institutional clients along with private and business clients. Its services include sales, trading, research, and origination of debt and equity; mergers and acquisitions (M&A); risk management products, such as derivatives, corporate finance, wealth management, retail banking, fund management, and transaction banking.
Learn more about Deutsche Bank
Size
83,000 employees
Market Cap
$23.3 billion
Industry
Founded
1870
5 Year Trend
-8%
NASDAQ

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