Inside Sales Representative - Debt Consultant

Achieve

$75K — $100K *
US-AnywhereRemote in Tempe, AZ
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of inside sales experience, preferably in consultative or financial environments
  • Proven track record of success in commission-driven roles
  • Ability to navigate emotional and analytical discussions effectively
  • Experience managing a pipeline and prioritizing sales opportunities
  • Comfortable discussing financial scenarios and guiding decision-making
  • Minimum of a high school diploma or equivalent

Responsibilities

  • Own and manage a pipeline of customers with high debt
  • Lead consultative conversations to uncover customer's financial situation
  • Explain debt resolution strategies and expected outcomes clearly
  • Guide customers through complex emotional and financial decisions
  • Drive decision-making efficiency and close sales within 1-2 calls
  • Prioritize opportunities and execute targeted follow-ups
  • Meet and exceed set sales goals on a regular basis

Benefits

  • Remote and hybrid work options available
  • 401(k) with employer matching contributions
  • Comprehensive medical, dental, and vision plans with HSA/FSA options
  • Generous vacation and sick leave policies
  • Dedicated volunteer days for community engagement
  • Wellness support including mental health programs and Employee Assistance Program
  • Up to $5,250 reimbursement for eligible education expenses
  • Pet care discounts for employees' pets
  • Financial assistance available through the Achieve Care Fund
  • Commitment to diversity and inclusion with employee resource groups
Full Job Description
Job Description

As a Debt Consultant on our Achieve Debt Resolution team, you'll work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. These customers are often further along in their decision journey but require a skilled, consultative approach to fully understand their situation and confidently move forward.

In this role, you'll manage a pipeline of high-value opportunities and lead conversations that balance empathy, education, and financial clarity often closing within 1-2 interactions. This role is designed for experienced sales professionals who excel at building trust quickly, navigating complex financial conversations, and driving clear decisions.

We are proudly offering remote and hybrid options in the Phoenix, AZ metro market. This role requires employees to have high speed internet/fiber broadband connection.

Start Date: September 8th, 2026

Shift(s): Tuesday-Saturday or Sunday-Thursday day shift hours

Hours: 8-hour shifts between the hours of 6:00am-8:00am start times (PDT)

Total Compensation: $75,000- $85,000 on average, and top performers earn $100,000 + annually + benefits. This information represents the expected on-target earnings for this role broken down into an hourly base pay plus uncapped commissions.

What you'll do:
  • Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment
  • Lead consultative conversations to understand each customer's full financial picture
  • Clearly explain debt resolution strategies, program structure, and expected outcomes
  • Balance empathy with direction, guiding customers through emotionally and financially complex decisions
  • Drive efficient decision-making and close opportunities, often within 1-2 calls
  • Prioritize opportunities and execute targeted follow-up to maximize conversion
  • Meet and exceed daily, weekly, and monthly sales goals


Qualifications

What you'll bring:
  • 3+ years of experience in inside sales, with a preference for consultative of financial sales environments
  • Proven success in a commission-driven role with consistent goal attainment
  • Strong ability to navigate both emotional and analytical conversations
  • Experience managing a pipeline and prioritizing opportunities effectively
  • Confidence discussing financial situations, trade-offs, and long term outcomes
  • High School diploma or equivalent

What sets you apart:
  • You can quickly build trust with customers in high-stress financial situations
  • You're comfortable leading deeper, more complex conversations- not just transactional sales
  • You know how the guide a customer to a decision, not just provide information
  • You take ownership of your pipeline and results.


Additional Information

Achieve well-being with:
  • Achieve well-being with:
  • Hybrid and remote work opportunities for certain roles
  • 401 (k) with employer match
  • Medical, dental, and vision with HSA and FSA options
  • Competitive vacation and sick time off, as well as dedicated volunteer days
  • Access to wellness support through Employee Assistance Program, physical and mental health wellness programs.
  • Up to $5,250 paid back to you on eligible education expenses
  • Pet care discounts for your furry family members
  • Financial support in times of hardship with our Achieve Care Fund
  • A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups


#LI-JL2 #LI-Hybrid

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