Inside Sales Representative - Debt Consultant

Achieve

$75K — $100K *
Tempe, AZ 85281In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years in inside sales, preferably in financial or consultative environments.
  • Successful track record in a commission-based role with consistent goal achievements.
  • Ability to balance emotional sensitivity with analytical financial discussions.
  • Experience managing and prioritizing a sales pipeline effectively.
  • Confidence in discussing financial scenarios and their long-term impacts.
  • High School diploma or equivalent required.

Responsibilities

  • Manage a pipeline of high-debt, high-intent customers from initial contact to enrollment.
  • Lead consultative conversations to explore customers' full financial situations.
  • Explain debt resolution strategies and expectations clearly.
  • Guide customers emotionally and financially through complex decisions.
  • Drive quick decision-making, often closing deals within 1-2 calls.
  • Execute effective follow-ups to maximize conversion rates.
  • Achieve and surpass daily, weekly, and monthly sales targets.

Benefits

  • Flexible hybrid and remote work options available.
  • 401(k) with employer matching contributions.
  • Comprehensive medical, dental, and vision insurance with HSA and FSA choices.
  • Generous paid time off policies including vacation and sick leave plus volunteer days.
  • Access to wellness resources including mental health programs and employee assistance services.
  • Reimbursement for eligible education expenses, up to $5,250.
  • Discounts available for pet care services.
  • Support during financial hardships through the Achieve Care Fund.
  • Commitment to diversity and inclusion with employee resource groups.
Full Job Description
Job Description

As a Debt Consultant on our Achieve Debt Resolution team, you'll work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. These customers are often further along in their decision journey but require a skilled, consultative approach to fully understand their situation and confidently move forward.

In this role, you'll manage a pipeline of high-value opportunities and lead conversations that balance empathy, education, and financial clarity often closing within 1-2 interactions. This role is designed for experienced sales professionals who excel at building trust quickly, navigating complex financial conversations, and driving clear decisions.

We are proudly offering remote and hybrid options in the Phoenix, AZ metro market. This role requires employees to have high speed internet/fiber broadband connection.

Start Date: September 8th, 2026

Shift(s): Tuesday-Saturday or Sunday-Thursday day shift hours

Hours: 8-hour shifts between the hours of 6:00am-8:00am start times (PDT)

Total Compensation: $75,000- $85,000 on average, and top performers earn $100,000 + annually + benefits. This information represents the expected on-target earnings for this role broken down into an hourly base pay plus uncapped commissions.

What you'll do:
  • Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment
  • Lead consultative conversations to understand each customer's full financial picture
  • Clearly explain debt resolution strategies, program structure, and expected outcomes
  • Balance empathy with direction, guiding customers through emotionally and financially complex decisions
  • Drive efficient decision-making and close opportunities, often within 1-2 calls
  • Prioritize opportunities and execute targeted follow-up to maximize conversion
  • Meet and exceed daily, weekly, and monthly sales goals


Qualifications

What you'll bring:
  • 3+ years of experience in inside sales, with a preference for consultative of financial sales environments
  • Proven success in a commission-driven role with consistent goal attainment
  • Strong ability to navigate both emotional and analytical conversations
  • Experience managing a pipeline and prioritizing opportunities effectively
  • Confidence discussing financial situations, trade-offs, and long term outcomes
  • High School diploma or equivalent

What sets you apart:
  • You can quickly build trust with customers in high-stress financial situations
  • You're comfortable leading deeper, more complex conversations- not just transactional sales
  • You know how the guide a customer to a decision, not just provide information
  • You take ownership of your pipeline and results.


Additional Information

Achieve well-being with:
  • Achieve well-being with:
  • Hybrid and remote work opportunities for certain roles
  • 401 (k) with employer match
  • Medical, dental, and vision with HSA and FSA options
  • Competitive vacation and sick time off, as well as dedicated volunteer days
  • Access to wellness support through Employee Assistance Program, physical and mental health wellness programs.
  • Up to $5,250 paid back to you on eligible education expenses
  • Pet care discounts for your furry family members
  • Financial support in times of hardship with our Achieve Care Fund
  • A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups


#LI-JL2 #LI-Hybrid

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