Inside Property Adjuster (Homeowners)

Allstate Insurance Company

$68K — $115K *
US-AnywhereRemote in Massachusetts, US
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in Homeowners Claims or related field
  • In-depth knowledge of insurance policies and procedures
  • Demonstrated expertise in claims investigation and adjustment
  • Experience with specialized areas like fraud detection and subrogation
  • Strong customer service skills and conflict resolution ability
  • Proven ability to manage complex cases independently

Responsibilities

  • Investigate and resolve the most complex Homeowners Claims
  • Collaborate with experts on fraud and subrogation claims
  • Assess residential construction and repair needs
  • Identify and address unique customer requirements
  • Evaluate potential fraud or subrogation issues
  • Utilize extensive insurance policy knowledge for claims
  • Exercise discretion in handling claims within increased authority

Benefits

  • Remote work opportunity within Northeastern territory
  • Comprehensive technology setup provided
  • Monthly internet connectivity reimbursement
  • Flexible work arrangements for better work-life balance
  • Supportive company culture encouraging professional growth
Full Job Description
Job Description
Responsible for investigating and confirming the facts of loss for the most complex Homeowners Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. This role provides guidance and direction to junior employees.

This is a remote role servicing our Northeastern territory. Candidates should be located in either Eastern or Central time zones.

Key Responsibilities
  • Applies extensive experience in the Adjuster II level or a rotation into a specialty position (Coverage, Investigation Specialist, Litigation, Large Loss, Water Mitigation, Desk Review)
  • For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome
  • Recognizes and identifies key components of residential construction and repair, including structural integrity and home systems
  • Identifies the most complex customer needs and works to meet those needs using appropriate customer service skills
  • Determines subrogation or fraud potential and how to handle
  • Demonstrates advanced understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
  • Handles investigation regarding all aspects of the most complex Homeowners first party claims (coverage, damages and subrogation) with the exercise of discretion and independence within increased level of authority.
Supervisory Responsibilities
  • This job does not have supervisory duties.


Skills
Case Management, Claims Administration, Insurance Underwriting, Relationship Building, Stakeholder Relationship Management

Compensation
Compensation offered for this role is 68,500.00 - 115,600.00 annually and is based on experience and qualifications.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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