PURE Group of Insurance Companies

HNW Residential Property Advisor (Risk Manager) - Riverhead, NY

US-AnywhereRemote in New York, US
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree preferred but not required; relevant field experience highly valued.
  • 3+ years experience as a Risk Manager or related insurance role with a focus on property risk.
  • OR 5+ years in high-value home construction or skilled trades such as plumbing or electrical.
  • Strong interpersonal and communication abilities are critical.
  • Proven capability to exercise independent judgment in complex situations.
  • Ability to function autonomously with minimal supervision.
  • Detail-oriented with robust problem-solving skills.

Responsibilities

  • Conduct comprehensive assessments of property risks by analyzing diverse conditions and exposures.
  • Interpret risk findings to assess loss probability, providing insights for recommendations.
  • Suggest actionable loss prevention strategies based on identified risk factors.
  • Assess property conditions and determine replacement costs, focusing on material risks.
  • Collaborate with Underwriting and stakeholders to inform risk selection and decisions.
  • Evaluate unique geographic and peril-specific risk factors with technical expertise.
  • Independently navigate field assessments with flexibility, adapting techniques as needed.
  • Clearly communicate assessment results and rationales to members, fostering understanding.

Benefits

  • Eligibility for annual merit increases and discretionary bonuses.
  • Opportunity to operate with a high degree of autonomy.
  • Engagement in a service experience centered on professionalism and care.
  • Chance to influence underwriting decisions and business operations.
  • Being part of a brand committed to excellence in service.
Full Job Description

About the Role.

PURE Risk Managers perform independent risk assessments to evaluate complex property exposures and support underwriting and loss prevention strategies for our members who are owners of the finest built homes. Risk Managers apply professional judgment, technical expertise, and discretion to assess risk and determine replacement cost. Risk Managers work with a high degree of autonomy, interfacing directly with our members to communicate findings on underlying risk factors identified in their homes, recommending mitigation solutions that impact business operations, underwriting decisions, and loss exposure.

What You’ll Do.

  • Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.

  • Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.

  • Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.

  • Using professional judgment, technical expertise, and discretion, this role assesses property conditions, evaluates replacement cost considerations, identifies material risk factors, and determines the significance of exposures that may affect underwriting decisions, loss potential, and business operations.

  • Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.

  • Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril-specific scenarios.

  • Operate independently in the field with flexibility in approach and execution, adapting methods based on property-specific conditions.

  • Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.

  • Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction – delivering a service experience that reflects our commitment to excellence. 

What You'll Need.

  • Bachelor’s degree preferred but not required – relevant field experience is highly valued

  • 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices

  • OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field

  • Strong interpersonal and oral and written communication skills are a must

  • Demonstrated ability to apply independent judgment and discretion in complex situations

  • Ability to work independently with minimal supervision

  • Detail-oriented with strong problem-solving skills

  • Professional, trustworthy and passionate about helping others

Compensation Package
The base salary for this role can range from $80K - $100K, based on a full-time work schedule. An individual’s ultimate compensation will vary depending on job-related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience. You will also be eligible for annual merit-based increases and discretionary bonuses.  

Want to Learn More?

  • [Our Values]
  • [Our Benefits]  
  • [Our Community Impact]
  • [Our Leadership]

About PURE Group of Insurance Companies

PURE Group of Insurance Companies is a property and casualty insurance company that specializes in high net worth insurance. The company was founded in 2006 and is headquartered in White Plains, New York. PURE offers coverage for homes, automobiles, jewelry, art, personal liability, and watercraft. The company is known for its focus on risk management and loss prevention, and offers a range of services to help policyholders protect their assets. PURE has received numerous awards for its customer service and claims handling, and has been recognized as one of the fastest-growing companies in the United States.
Learn more about PURE Group of Insurance Companies
Size
900 employees
Industry
Net Income
$50 million
Founded
2006
5 Year Trend
+20%
Revenue
$1 billion

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