Role Summary: As our
Head of Western Wildfire Insurance Product & Pricing, you will own the growth profitability, and strategic direction of Stand's homeowners portfolio across wildfire-exposed markets in the western US. You will develop and execute state-level product, pricing, underwriting and exposure management strategies that enable sustainable growth in some of the country's most complex catastrophe-risk environments.
This role is ideal for a strategic, analytical leader who thrives in ambiguity and enjoys building from the ground up. You'll be expected to operate as both a business owner and a hands-on operator-setting strategy, digging into the data, driving filings, shaping product requirements, and partnering across teams to bring ideas to market. You are passionate about redefining homeowners insurance for climate-exposed regions.
Core Responsibilities:- Develop and launch new homeowners, condo, and dwelling fire products in catastrophe-exposed markets, including market strategy, rate and form filings, and business requirements for technology implementation.
- Partner with Actuarial, Underwriting, and Distribution teams to design pricing, underwriting, and exposure management strategies that support growth and profitability objectives.
- Monitor post-implementation portfolio performance to constantly evaluate the performance of the business and recommend actions to improve results.
- Gather and synthesize market intelligence through competitor filings, distribution partner feedback, underwriting insights, and other market research to identify opportunities and emerging risks.
- Lead state regulatory strategy and engagement, including rate, rule, and form filings and responses to regulatory inquiries.
- Resolve complex cross-functional business challenges through data-driven analysis, stakeholder alignment, and execution leadership.
- Support other initiatives as strategic opportunities dictate
What You BringRequired Experience & Skills:- Min 5+ years of product management or product development experience, ideally in P&C insurance.
- Min 3+ years of Homeowners experience
- Demonstrated ability to use performance data to drive concrete product and underwriting decisions.
- Experience working cross-functionally with actuarial, underwriting, and engineering teams.
- Excellent written and verbal communication skills, with high documentation discipline.
Software/Technical Experience- Strong competency with Microsoft Excel
- Competency with geospatial mapping tools, such as ArcGIS or QGIS
- SQL or other data querying language preferred
- Experience creating within a business intelligence tool, such as Omni, Looker, PowerBI, etc. a plus
Experience That Gives You an Edge- Wildfire-specific underwriting and pricing experience
- Experience with E&S markets, high-volatility perils, or property-catastrophe products.
- Exposure to multi-state insurance product builds and launches.
- Familiarity with third-party data integrations (hazard scores, geospatial data, inspections, etc.).
- Prior work with MGAs, fronting carriers, or insurance partnerships.
Benefits:- Above-market Health, Dental, and Vision coverage
- Weekly lunch stipend
- Flexible time off + holidays
- 401(k) plan
- Commuter benefits
- PAT & MAT Leave
- Short-Term and Long-Term Disability
- Monthly team gatherings
- In-office perks
Work AuthorizationCandidates must be authorized to work in the U.S. Stand does not sponsor new work visas. We can consider candidates on TN visas, O-1A visas, or H-1B transfers with three years or more remaining.
