Upstart

Head of Lifecycle Marketing, Personal Loans

Upstart$169K — $269K *
US-AnywhereRemote in United States
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent practical experience.
  • 10+ years of lifecycle marketing experience supporting B2C products.
  • 3+ years of direct people management experience leading lifecycle marketing teams.
  • 4+ years of hands-on experience building and optimizing customer journeys within an enterprise marketing automation platform.
  • Experience owning performance-driven lifecycle marketing programs with measurable revenue goals, including forecasting and conversion funnel analysis.

Responsibilities

  • Lead the lifecycle marketing strategy and execution for Upstart's core lending products.
  • Manage and develop a team of Lifecycle Marketing Managers, ensuring high-quality execution.
  • Design and optimize customer journeys through segmentation and personalization techniques.
  • Collaborate with Product, Creative, and Growth Marketing teams to create integrated customer experiences.
  • Analyze performance metrics, forecast revenue, and communicate insights to senior leadership.
  • Identify improvement opportunities in lifecycle operations for increased team efficiency and effectiveness.

Benefits

  • Competitive compensation with base pay, bonuses, and equity grants.
  • 401(k) plan with a generous company match for retirement planning.
  • Comprehensive health coverage including medical, dental, and vision.
  • Paid family leave and support for caregiving and personal milestones.
  • Wellness resources, including an annual allowance for personal development.
Full Job Description
The Team:

Upstart's Lifecycle Marketing team helps customers engage with the right financial products throughout every stage of their journey. The team develops data-driven lifecycle strategies that improve customer experiences, deepen engagement, and drive measurable business outcomes across Upstart's lending products.

As the Head of Lifecycle Marketing, Core Products, you will lead the lifecycle strategy for Upstart's Personal Loan and Small Dollar Loan products. You'll manage a team of Lifecycle Marketers while partnering closely with Product, Creative, Product Marketing, Analytics, and Growth Marketing to develop customer journeys that improve engagement, increase revenue, and create exceptional customer experiences at scale.

How you'll make an impact
  • Lead the lifecycle marketing strategy, roadmap, and execution for Upstart's core lending products, driving measurable revenue growth across customer lifecycle programs.
  • Manage, coach, and develop a team of Lifecycle Marketing Managers, establishing clear priorities, raising execution quality, and supporting professional growth.
  • Design and optimize customer journeys using segmentation, experimentation, personalization, and AI-powered decisioning to improve customer engagement and lifecycle performance.
  • Partner cross-functionally with Product, Creative, Product Marketing, Analytics, and Growth Marketing teams to deliver integrated customer experiences and influence roadmap priorities.
  • Develop revenue forecasts, analyze funnel performance, and communicate business results, risks, and opportunities to senior leadership through clear written updates and recommendations.
  • Continuously improve lifecycle operations by identifying opportunities to simplify journey orchestration, improve audience strategy, and increase team efficiency while maintaining a high standard of execution.

Minimum Qualifications
  • Bachelor's degree or equivalent practical experience.
  • 10+ years of lifecycle marketing experience supporting B2C products.
  • 3+ years of direct people management experience leading lifecycle marketing teams.
  • 4+ years of hands-on experience building and optimizing customer journeys within an enterprise marketing automation platform.
  • Experience owning performance-driven lifecycle marketing programs with measurable revenue goals, including forecasting and conversion funnel analysis.

Preferred Qualifications
  • Knowledge of lifecycle marketing strategies for complex customer journeys or high-consideration consumer products.
  • Experience working in financial services or another highly regulated industry.
  • Experience using customer data platforms to build and activate audience segments.
  • Experience applying experimentation frameworks and AI-enabled marketing tools to improve lifecycle performance.
  • Ability to influence cross-functional stakeholders, communicate strategy to technical and non-technical audiences, and develop high-performing teams.


Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/West coast time zones.

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

#LI-REMOTE

#LI-MidSenior

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location-with our "digital first" philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$169,400-$269,700 USD

What you'll love

At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here's what you can expect:
  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Income protection benefits, including life insurance and disability coverage for added financial security
  • Paid time off, sick leave, and company holidays, in line with local requirements
  • Paid family and parental leave to support caregiving and major life moments (duration varies by country)
  • Family-centered benefits to support fertility, parenthood, and caregiving needs
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

For roles based in Canada, please note that we are not currently able to hire in Quebec.

About Upstart

Upstart is a lending platform that uses artificial intelligence and machine learning to automate the borrowing process. The company was founded in 2012 by ex-Googlers and has since originated over $10 billion in loans. Upstart's platform uses non-traditional variables such as education and employment history to determine creditworthiness, which allows for more accurate risk assessment and better loan terms for borrowers. The company went public in December 2020 and is listed on the NASDAQ under the ticker symbol UPST.
Learn more about Upstart
Size
100 employees
Market Cap
$1 billion
Industry
Net Income
$11 million
Founded
2012
Revenue
$205.3 million
NASDAQ

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