Head of Compliance

Breeze

$150K — $180K *
US-AnywhereRemote in United States
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of compliance or related experience in financial services, payments, fintech, or blockchain and digital assets.
  • Proven record as a Head of Compliance or in a senior compliance leadership role with program accountability.
  • Experience in managing and developing compliance teams, including analysts or investigators.
  • Expertise in KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes compliance.
  • Understanding of federal and state payments laws and regulations, including licensing.
  • Experience with compliance programs across multiple jurisdictions and familiarity with cryptocurrency regulation.
  • Excellent communication skills, able to present to executives and boards.

Responsibilities

  • Develop and maintain a risk-based compliance program including policies and controls for payments regulation.
  • Oversee international expansion and manage money transmission licenses.
  • Lead and manage a Compliance team across multiple jurisdictions (U.S., Europe, Singapore).
  • Act as the BSA/AML Officer and operationalize compliance processes like KYC, transaction monitoring, and SAR reporting.
  • Engage with regulators and manage audits and examinations while translating regulations for company stakeholders.
  • Lead compliance for new market entries and conduct regular compliance risk assessments.
  • Collaborate cross-functionally to mitigate compliance risks identified in audits and analyses.

Benefits

  • 100% health coverage for employee premiums and 75% for dependents.
  • 21 days of paid time off plus company holidays.
  • 401(k) plan with all administrative fees covered by Breeze.
  • Equity in the company allowing for meaningful ownership.
  • Annual budget for equipment, workspace, and professional development.
  • Monthly wellness reimbursement for employee well-being.
  • Annual team offsite—previous locations include Bali and Singapore.
Full Job Description
Overview

We're hiring a Head of Compliance to build and lead the compliance function that will help Breeze scale across products, markets, and geographies.

This is a high-impact leadership role with real ownership and a seat at the table. You'll own Breeze's compliance program end to end, from BSA/AML and financial crimes to licensing, regulatory examinations, and international expansion, while helping the business move quickly without taking on unnecessary regulatory risk.

You'll work closely with Product, Engineering, Legal, Risk, Operations, and executive leadership to turn complex regulatory requirements into practical solutions that enable the business. As Breeze expands across the U.S., Europe, Singapore, and new markets, you'll help determine how we enter, what we need to build, and how we scale responsibly.

We're looking for a hands-on compliance leader who combines deep regulatory expertise with a builder mentality. Someone who can set the strategy, engage confidently with regulators and partners, develop a strong team, and still get into the details when needed.

If you're excited to build, not just maintain, and want to shape the compliance foundation behind a fast-growing global payments company, we'd love to meet you.

What You'll Do
  • Develop, implement, and maintain a risk-based compliance program - policies, procedures, and controls - to meet federal and state regulations related to payments. You should be excited to help build a Compliance function at a fast-growing payments fintech from the ground up.
  • Oversee our international expansion and acquisition and maintenance of money transmission licenses.
  • Be comfortable managing a Compliance team in multiple jurisdictions (U.S, Europe, Singapore).
  • Act as the BSA/AML Officer, operationalizing KYC/KYB, enhanced due diligence, transaction monitoring, and suspicious activity investigations and reporting (SARs), and continuously iterating on those processes.
  • Engage with regulators, manage examinations and audits by state, federal, and international authorities, and translate regulatory requirements into clear direction for Breeze stakeholders.
  • Lead the compliance workstreams for entry into new markets.
  • Conduct regular compliance risk assessments, audits, and gap analyses, including customer risk scoring and product and service risk analysis, and partner cross-functionally to mitigate identified risk across product and operations.

What We're Looking For
  • 8+ years of experience in compliance or a closely related function within financial services, payments, fintech, or the blockchain and digital asset sector.
  • Demonstrated experience as a Head of Compliance, or in a senior compliance leadership role, with direct accountability for program outcomes.
  • Experience managing and developing a team, including analysts or investigators.
  • Deep familiarity with KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes compliance.
  • Solid understanding of federal and state payments laws and regulations, including money transmission licensing.
  • Experience operating a compliance program across multiple jurisdictions.
  • Familiarity with cryptocurrency markets, blockchain technology, and virtual currency regulation.
  • Direct experience engaging with regulators and managing examinations and audits.
  • Excellent written and oral communication skills, with the ability to present to executives and the board.
  • Strong leadership skills and the ability to influence cross-functional teams and stakeholders.
  • Comfortable operating in fast-moving environments without an established playbook.
  • Excited to use AI and automation to work smarter and rethink existing processes.
  • Comfortable getting into the details and doing the work, regardless of seniority.

Nice to Have
  • Experience building a compliance program from an early stage, or scaling one through rapid growth.
  • Experience with cross-border payments, merchant of record models, or multi-jurisdiction licensing.
  • Direct experience standing up compliance in a new international market - licensing, registration, or local partner onboarding.
  • Familiarity with MiCA, EU AML, UK FCA, FINTRAC / RPAA, or comparable non-US frameworks.
  • Hands-on experience selecting and implementing compliance tooling - transaction monitoring, sanctions screening, KYC/KYB, and blockchain analytics platforms.
  • Relevant certifications such as CAMS, CRCM, or CFE.
  • Experience working with banking partners, sponsor banks, or payment processor

Our Compensation Philosophy!

We believe compensation should be fair, competitive, consistent, and transparent. We benchmark compensation against the market and establish thoughtful bands for each role, with compensation reflecting experience, skills, location, role scope, and expected impact. We don't believe pay should primarily depend on how aggressively someone negotiates. Eligible employees receive meaningful equity, so the people building Breeze can participate in the long-term value they help create.

Benefits & Perks
  • Health coverage: Breeze covers 100% of employee premiums on our competitive base plan and 75% of dependent premiums.
  • PTO: 21 days, plus applicable company holidays.
  • 401(k): Breeze covers all plan administration fees.
  • Equity: Meaningful ownership in the company you're helping build.
  • Equipment: A new MacBook Air and whatever else you need to do your best work.
  • Office & education allowance: An annual budget for your workspace, tools, and professional development.
  • Wellness: A monthly reimbursement to support your well-being.
  • Annual global offsite: We bring the global Breeze team together every year. Previous destinations include Bali and Singapore, with Japan coming next.

In-Office Expectations

Employees based in our New York City, NY office follow a hybrid work model and are expected to work from the office three days per week. Employees based in our Singapore office are expected to work on-site five days per week.

In-office expectations may vary slightly depending on role, team, and business needs. Certain roles that require closer cross-functional collaboration or operational support may have additional requirements, which will be discussed during the interview process.

Our approach is designed to support meaningful in-person collaboration, team building, and real-time decision-making while providing flexibility where applicable. We believe this structure enables strong execution, close collaboration, and effective teamwork across our global offices.

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