GM, Insurance

Dutch

$175K — $250K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of experience in insurance, consumer fintech, healthcare, or related fields.
  • Proven track record of managing a P&L with revenue and margin accountability.
  • Strong knowledge of insurance business models and state regulations.
  • Experience building and scaling new businesses or products from the ground up.
  • Exceptional analytical skills for data-driven decision making.
  • Demonstrated cross-functional leadership abilities with various departmental collaboration.
  • Entrepreneurial mindset with experience in a startup or high-growth environment.

Responsibilities

  • Lead the development and execution of Dutch's pet insurance strategy.
  • Create and implement a comprehensive business plan for national launch.
  • Partner with key stakeholders to ensure compliance and operational efficiency.
  • Manage and optimize partnerships with insurance carriers and other key players.
  • Design a seamless customer experience from quote to claims handling.
  • Build and refine the business model, including pricing and retention strategies.
  • Monitor business performance through reports and optimize for growth.

Benefits

  • Health, dental, and vision insurance.
  • Flexible PTO policy.
  • Fully remote work environment.
  • Opportunity to impact pet care for millions of customers.
  • Ability to shape a significant new business line at a rapidly scaling company.
Full Job Description
The Role

We're looking for a GM of Insurance to build, launch, and scale Dutch's pet insurance business.

This is a highly entrepreneurial leadership role for someone who can operate like the CEO of a new business line inside a fast-growing company. You will be responsible for taking Dutch's insurance vertical from early stage to national scale - including building the operating model, launching across all 50 states, developing the go-to-market strategy, managing key insurance partners, and owning the business P&L.

This role is ideal for someone who combines strategic thinking with deep execution. You should be comfortable building from zero, navigating regulated markets, managing cross-functional teams, and making the commercial decisions required to grow a meaningful, profitable business.

Please note this is a fully remote role, but you must reside in Canada OR any of the following states: Tennessee, California, Illinois, Florida, Iowa, North Carolina, New Jersey, New York, Texas, Oregon, Colorado, Washington.

WHAT YOU'LL DO:

  • Own Dutch's pet insurance vertical end-to-end, including strategy, launch, growth, operations, and financial performance
  • Develop the business plan for Dutch Insurance, including revenue model, margin profile, customer acquisition strategy, retention strategy, and long-term growth roadmap
  • Lead the work required to make Dutch Insurance available nationally, including the path to launching in all 50 states
  • Partner with legal, compliance, insurance carriers, brokers, TPAs, and other external partners to ensure Dutch's insurance offering is compliant, scalable, and operationally sound
  • Evaluate and manage insurance partnership structures, including carrier relationships, agency/broker models, underwriting partners, claims partners, and potential MGA-style opportunities
  • Define the customer experience across quote, purchase, onboarding, claims education, renewal, and ongoing member engagement
  • Work closely with product, engineering, marketing, lifecycle, CX, clinical, legal, and finance to integrate insurance into the Dutch member experience
  • Build and optimize the insurance funnel, including pricing presentation, plan positioning, conversion, attach rate, and cross-sell opportunities
  • Own the insurance P&L, including revenue, CAC, contribution margin, retention, partner economics, and operating costs
  • Develop dashboards, reporting, and operating cadences to track the health of the business
  • Identify new growth opportunities across Dutch's existing member base, new member acquisition funnel, employer/affiliate channels, and strategic partnerships
  • Build the team, processes, and vendor infrastructure required to scale the vertical over time
  • Serve as the internal expert and executive owner for the insurance business


WHAT WE'RE LOOKING FOR:

  • 8+ years of relevant experience in insurance, consumer fintech, healthcare, pet care, marketplace, subscription, or regulated consumer businesses
  • Experience owning a business line, product line, marketplace, or P&L with measurable revenue and margin accountability
  • Strong understanding of insurance business models, ideally including carrier partnerships, distribution, brokerage/agency models, claims operations, compliance, and state-by-state regulatory considerations
  • Proven ability to build and scale a new business, product, or market from early stage to meaningful revenue
  • Highly analytical operator who can translate data into commercial decisions
  • Strong cross-functional leadership skills, with the ability to align product, marketing, legal, operations, finance, and external partners
  • Excellent judgment in regulated, complex, or ambiguous environments
  • Strong commercial instincts around pricing, packaging, conversion, retention, and unit economics
  • Ability to move quickly while maintaining a high bar for compliance, customer experience, and operational quality
  • Entrepreneurial mindset - you are excited to build the playbook, not just follow one
  • Clear communicator who can operate at both the executive/board level and the detailed execution level

NICE TO HAVES:
  • Experience in pet insurance, health insurance, property & casualty insurance, embedded insurance, or consumer insurance distribution
  • Experience launching insurance products across multiple states
  • Experience working with insurance carriers, MGAs, brokers, TPAs, claims administrators, or reinsurance partners
  • Experience in a high-growth startup or marketplace environment
  • Familiarity with subscription, telehealth, pharmacy, veterinary, or healthcare-adjacent business models
  • Experience building financial models, board-level reporting, and business-line operating plans


WHY THIS ROLE IS EXCITING:

  • You'll have the opportunity to build and own a major new business line at Dutch
  • You'll operate like the CEO of the insurance vertical, with direct responsibility for strategy, execution, growth, and P&L
  • You'll help bring a more accessible, integrated pet insurance experience to millions of pet parents
  • You'll work at the intersection of veterinary care, telemedicine, insurance, pharmacy, and consumer healthcare
  • You'll have significant executive visibility and the ability to shape a category-defining business
  • You'll join Dutch at a moment when the company is scaling rapidly and expanding beyond telemedicine into a broader pet health platform


  • Competitive compensation between $175,000 - $250,000 base salary, plus equity and performance-based incentives. Actual compensation will depend on experience, qualifications, and location.
  • Health, dental, and vision insurance
  • Flexible PTO
  • Remote-first culture
  • The chance to make a meaningful impact on pets and the people who love them
  • The opportunity to help build one of the most important consumer healthcare companies in pet care

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