Your role
Are you an experienced risk and structuring professional with deep expertise in commercial real estate finance? Do you have a proven track record of leading complex transactions while maintaining a strong risk and control framework?
We're looking for an Executive Director, Head of Structuring within Real Estate Finance (REF) Risk Management to:
- lead the structuring function across a diverse portfolio of commercial real estate financing transactions
provide independent risk assessment and challenge of proposed lending structures, transaction terms, and portfolio exposures
- partner closely with Origination, Underwriting, Capital Markets, Legal, Finance, and Risk Control teams throughout the transaction lifecycle
- oversee the evaluation of complex financing structures, including bridge loans, warehouse facilities, construction financing, securitized products, and other structured real estate transactions
- ensure transactions are aligned with the firm's risk appetite, policies, regulatory requirements, and governance standards
- identify emerging portfolio, market, and credit risks and provide recommendations to senior management
- drive consistency, transparency, and discipline across structuring and approval processes
- represent REF Risk Management in internal governance forums, credit committees, and senior stakeholder discussions
- lead, coach, and develop a high-performing team while fostering a strong risk culture and continuous improvement mindset
Your team
You will join the Real Estate Finance Risk Management team within the Investment Bank. The team is responsible for providing independent oversight of commercial real estate lending activities, supporting prudent risk-taking, monitoring portfolio performance, and ensuring compliance with internal policies and regulatory requirements. The team works closely with business partners across origination, underwriting, securitization, legal, finance, and control functions.
Your expertise
- extensive experience in commercial real estate finance, structured lending, credit risk management, or real estate capital markets
- strong knowledge of commercial real estate underwriting, loan structuring, securitization, portfolio management, and credit approval processes
- demonstrated leadership experience managing teams and driving strategic initiatives
- ability to analyze complex transactions and communicate risk considerations clearly to senior stakeholders
- strong understanding of risk governance frameworks, regulatory requirements, and control environments
- excellent quantitative, analytical, and problem-solving skills
- proven ability to build effective partnerships across business and control functions
- exceptional written and verbal communication skills
- bachelor's degree required; advanced degree or professional certification preferred
- you're curious to explore how AI can improve how we build, deliver, and optimize workflows. You do this with sound judgment - validating outputs and aligning with policies, risk standards, and ethical use.
